Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $216,000 | Redfin · Owensboro, KY | Three months ending August 2026 |
| Median days on market | 27 days | Redfin · Owensboro, KY | Three months ending August 2026 |
| Homes sold | 234 homes | Redfin · Owensboro, KY | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $214,021 | Zillow · Owensboro, KY | As of August 2026 |
| For-sale inventory | 295 homes | Zillow · Owensboro, KY | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Owensboro, KY / Market Report
Owensboro, KY Housing Market Report and Selling Costs
Use this report to compare a direct cash sale with listing, repairs, or waiting. The citywide figures are context for your decision, not a price for your particular house.
We’re USA Home Buyers. We buy houses as-is in Owensboro and Daviess County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk about the property, or use the form to request a written cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the Owensboro address and what you know about the house.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $216,000 | Redfin · Owensboro, KY | Three months ending August 2026 |
| Median days on market | 27 days | Redfin · Owensboro, KY | Three months ending August 2026 |
| Homes sold | 234 homes | Redfin · Owensboro, KY | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $214,021 | Zillow · Owensboro, KY | As of August 2026 |
| For-sale inventory | 295 homes | Zillow · Owensboro, KY | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
What the numbers mean
A market measure is a starting point, not your home’s price
Redfin’s median sale price summarizes completed sales; Zillow’s typical home value is a separate model. Read each with the source, place, and period shown in the market display. They measure different things, and neither sets the value of one Owensboro home.
Condition and repairs, cleanout, whether tenants live there, lease or access details, and the timing you need can all change the comparison. A town-wide figure does not price your particular house.
For your address, compare a realistic listing plan and its preparation, costs, and waiting time with a direct as-is option. A written number gives you something specific to weigh against those choices.
Local selling costs
Kentucky real estate transfer tax
Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500, which works out to about 0.1%. State law assigns the tax to the grantor — the seller — and the county clerk collects it before the deed can be recorded. Recording fees are separate. Some transfers are exempt, so have the title company confirm whether an exemption applies to your sale.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Kentucky Revised Statutes § 142.050 — real estate transfer tax →
What you may keep
Compare the sale price with money left after costs
The sale price is the top-line amount; net proceeds are what remains after applicable costs and payoffs. For a listing, include expected repairs, cleanout, commission, other selling costs, and the bills you will carry while waiting. For a sale to us, our closing-cost promise includes Kentucky’s real estate transfer tax, but it does not pay a mortgage, liens, back taxes, or your share of current property taxes.
Change the assumptions in the calculator to compare a listing estimate with an as-is cash-sale estimate for Owensboro. The number you keep can be different from the sale price.
Open the Owensboro home-sale net proceeds calculator →Questions about the Owensboro market report
Do Owensboro market figures tell me what my house is worth?
No. Redfin’s median sale price summarizes completed sales for the place and period shown; Zillow’s typical home value is a separate model. Neither figure prices a particular address. Condition, repairs, occupancy, and timing all affect the comparison.
How is Kentucky’s real estate transfer tax calculated?
Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law makes the grantor, or seller, responsible for the tax, and the county clerk collects it before recording the deed. Recording fees are separate, and some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
What changes the amount I may keep from a sale?
The sale price is not the amount left after costs. Compare the expected price with mortgage payoff, any repairs or cleanout, listing costs if you list, other expenses, and the time you will carry the property. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from our closing-cost promise.
Can repairs, tenants, or timing change my options?
Yes. The house’s condition, repair needs, occupancy, lease or access details, and the date you want to sell can change the cost and timing comparison. Start with the facts for your address rather than applying a citywide figure to one house.
Testimonials are real, from our transactions, verified and approved by our attorneys. The locations shown with these sellers’ comments are not presented as Owensboro sale records.
What sellers say about USA Home Buyers
Choose a next step for your situation
- Selling an inherited Owensboro property →
- Compare options when foreclosure deadlines are involved →
- Review a tenant-occupied property →
- Consider a house with code notices or serious repairs →
- Questions about property liens →
For more local guides and resources, visit the Owensboro seller resources or read the Owensboro seller guide.
Request a written cash offer for your Owensboro house
Share the property address, its condition and occupancy, and when you want to sell. You can compare the written number with listing, repairs, and waiting.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the timing you have in mind.
Prefer to talk? Call 888-274-5006.