Paducah, Kentucky · McCracken County

Can I Sell My Paducah House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes, you can sell a Paducah house with back taxes or liens without paying those balances off first. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Tell us about the house and the notice or payoff information you have. We can talk before you have every record or current balance.

Ask for a cash offer: call 888-274-5006 or use the form below.

Talk through your Paducah lien or tax question

Share the property address and whatever you have about the tax bill, lien, creditor, payoff, or notice. The form starts at Back taxes / Liens, and you can change that selection before submitting.

We give written cash offers in 24 hours.

Tell us the address and what you know about the lien, back taxes, payoff, or notice.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The title company works with the creditor or tax office named in your records to confirm the current payoff and release instructions. Those figures are included in the closing details.

Start with the records you have

A property address is enough to start the conversation. A parcel number, current tax bill, lien or court notice, creditor contact, payoff statement, mortgage information, or a notice with a date can help us understand what you are looking at. You can call before you have every document.

The title company checks the property records and coordinates with the relevant offices and lienholders. If a notice has a deadline or sale date, share it with us and confirm its current status with the office or court named on it.

Think the payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and the notice

    Tell us the Paducah address, what you know about the lien or tax account, and any date or question that concerns you. Start with what you have.

  2. 2. Review the written terms

    We discuss the house as it stands and put the offer and terms in writing before you commit.

  3. 3. Confirm title and payoff details

    The title company checks the title and coordinates current payoff and release information with lienholders or tax offices. You can review questions about the written terms and settlement figures before deciding whether to proceed.

  4. 4. Review settlement and close

    The closing figures show the sale price, applicable payoffs, taxes, and other listed costs. The title company handles the closing and confirms the final figures and documents for the transaction.

Paducah and McCracken County offices for tax and lien records

City and county tax accounts have separate offices. Use the contact listed below for the office named on your bill or notice. Not sure which office handles your property? Call us — we'll sort it out with you.

Tax notices, code liens, and transfer tax

A tax notice is separate from mortgage foreclosure

For delinquent real-estate taxes, the McCracken County Clerk lists a separate service; use the contact on your tax bill or notice to ask about the balance and any tax-sale status. A tax notice is not a lender’s mortgage-foreclosure case. A Kentucky mortgage foreclosure is a court case, and a court-ordered sale is handled by a master commissioner. Follow the court and case information on a foreclosure notice for its current status and dates.

Code-enforcement fines and costs

Kentucky law lets a city or county, after required notice, record certain code-enforcement fines and nuisance-abatement costs as a lien with the County Clerk. Some unpaid code liens may also be added to a property-tax bill. If a notice names Paducah Code Enforcement, ask the City about the case and current amount; the title company can check how a recorded lien affects the sale.

Read Kentucky law on code-enforcement liens →

Kentucky real estate transfer tax

Kentucky charges 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes the tax under the statute, and the County Clerk collects it before the deed can be recorded. The taxable value includes the full price paid, including any liens the buyer takes over. Recording fees are separate, and some transfers may be exempt; ask the title company whether an exemption applies to your sale.

When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

The transfer-tax payment is separate from your mortgage, liens, back taxes, and share of current property taxes.

Read Kentucky Revised Statutes § 142.050 on the real estate transfer tax →

Compare what you might keep after the payoffs

Use the editable Paducah home-sale net proceeds calculator with your own sale-price estimate, mortgage and lien payoffs, back taxes, repairs, and selling costs. Just an estimate — the actual number could be more or less depending on the home's condition. The title company confirms actual payoff and settlement figures.

Open the Paducah home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Paducah property-liens and back-tax questions

Can I sell my Paducah house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is in Paducah and McCracken County, and lien or back-tax payoffs can be handled from the sale at closing. The title company and the responsible creditor or tax office confirm the current amount and instructions.

Who checks the current payoff for a lien or back taxes?

The title company works with the creditor or tax office named in your records to confirm the current payoff and release instructions.

What should I have ready before I call about a lien?

Start with the Paducah property address and whatever you have: a tax bill, parcel number, lien or court notice, creditor contact, payoff statement, or sale notice. You can call before you have every document; the current balance and release details are checked as the sale is discussed.

Which office handles Paducah and McCracken County property-tax questions?

For a Paducah city tax bill, contact City Revenue. For county tax bills, contact the McCracken County Sheriff. The PVA handles assessments and parcel records, and the County Clerk lists a separate delinquent real-estate-tax service.

Is a tax-sale or delinquent-tax notice the same as mortgage foreclosure?

No. A property-tax notice and a lender’s mortgage-foreclosure case are separate matters. For delinquent real-estate-tax questions, contact the McCracken County Clerk using the number listed for that service; for a mortgage-foreclosure case or sale date, follow the court information on the notice and check its current status with the court.

What if the payoff is more than my Paducah house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or other lienholder confirms any current payoff amount or change in writing, and the title company shows how it fits the sale figures.

How is Kentucky’s real estate transfer tax handled when I sell?

Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes it under the statute, and the County Clerk collects it before the deed can be recorded. Recording fees are separate, and some transfers may be exempt; ask the title company whether an exemption applies. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

Talk through the property

Start with the Paducah address and the tax bill, lien, or notice you have. Use the form above or call 888-274-5006 to ask about a cash offer.

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