Pickerington, OH · Foreclosure
Can I Sell My Pickerington House Before Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Ohio mortgage foreclosures go through court. You can generally stop a sheriff’s sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs, and applicable interest with the court clerk under Ohio Rev. Code §2329.33. Selling before the sale may help protect any equity you have.
We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
Tell us about the house and the court notice or sale date.
How we help with a foreclosure sale
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
Ohio charges a conveyance fee when a house sells: $1 per $1,000 of the sale price under Ohio Rev. Code §319.54, and the county may add up to $3 per $1,000 under §322.02. The Fairfield County Auditor can answer questions about the local amount. Ohio conveyance fee: When you sell to us, we pay it.
Your mortgage payoff, liens, back taxes, and share of current property taxes affect what remains from the sale. We can go through those numbers with you.
Mortgage foreclosure and property-tax foreclosure are different
A mortgage foreclosure is about the home loan. A property-tax foreclosure is a separate court case over delinquent real-estate taxes, with different case papers and deadlines under Ohio Rev. Code Chapter 5721. If you have a notice, call us and we’ll sort out which process it covers.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form. Tell us about the house and the date on your notice.
- You get a written offer and written terms before you commit, and we close through a title company.
- If you choose to move ahead, we work with the title company on title, payoff details, and closing.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Fairfield County sheriff-sale and court information
For sheriff-sale information, visit the Fairfield County Sheriff. The Fairfield County Clerk of Courts has county court and foreclosure case information.
Questions and contact
Call 888-274-5006 or use the form above. We can talk through the house, the notice, and the payoff with you.
Compare possible sale proceeds with the Pickerington calculator →
Pickerington foreclosure questions
Can I sell my house before an Ohio sheriff’s sale?
Yes. Ohio mortgage foreclosures go through court. You can generally stop the sheriff’s sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs, and applicable interest with the court clerk under Ohio Rev. Code §2329.33. Selling before the sale may help protect any equity you have. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Is property-tax foreclosure the same as mortgage foreclosure?
No. A mortgage foreclosure is about the home loan. A property-tax foreclosure is a separate court case over delinquent real-estate taxes under Ohio Rev. Code Chapter 5721, with its own case papers and deadlines. Call us with the notice and we’ll sort out which one you’re facing.
What if my payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We talk through the house, the notice, and the payoff with you. You get a written offer and written terms before you commit, and we close through a title company. If you choose to move ahead, we work with the title company on title, payoff details, and closing. Close as fast as 7 days when title and closing details allow.
What costs apply when I sell to USA Home Buyers?
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. Ohio charges a conveyance fee when a house sells: $1 per $1,000 of the sale price under state law, and the county may add up to $3 per $1,000. Ohio conveyance fee: When you sell to us, we pay it. Your mortgage payoff, liens, back taxes, and share of current property taxes affect what remains from the sale.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”