Questions About Selling a House in Pittsfield, MA

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

• Pittsfield seller guide →
• Questions about code violations →

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. The 24 hours is the offer timing, not a property-specific closing date; the title company confirms the closing details.

• How the Pittsfield sale process works →

Your sale price is not the amount you keep. What remains depends on the written price and the property obligations and costs at closing, including any mortgage payoff, liens, back taxes, your share of current property taxes, and costs tied to the sale path. Compare the likely net amount for each option, not only the headline price.

• Compare possible Pittsfield net proceeds →
• Questions about property liens →

When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate. Massachusetts calls its transfer tax the deeds excise, collected when the deed is recorded. For a sale price over $100 outside Barnstable County, including Berkshire County, the standard rate is $2.28 for each $500 or fraction of $500 ($4.56 per $1,000). State law puts the excise on the person who signs the deed; in a sale, that is the seller. Some transfers are treated differently, so the closing professional confirms the amount.

• Compare sale costs in the net-proceeds calculator →
• Massachusetts deeds excise rate and exceptions →
• Who is responsible for the deeds excise →

Yes, a sale may still be possible if the loan can be paid off before the auction. Most Massachusetts foreclosures use the mortgage's power of sale, without a judge deciding the case. The lender usually files a Servicemembers case in Land Court first; that case checks whether the owner is protected as a servicemember. For an eligible owner-occupied home with one to four units, the lender must send a right-to-cure notice and allow 90 days to cure before accelerating the loan. This right is available once in a five-year period. A loan-modification review can extend that to as long as 150 days for certain riskier loans. The sale is a public auction run by the lender or its agent or attorney. Notice is published once a week for three weeks, starting at least 21 days before the sale, and mailed to the owner at least 14 days before. The right to redeem ends at the sale. Have the title company or an attorney confirm the current sale date and amount needed. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

• Pittsfield foreclosure questions →
• Massachusetts mortgage foreclosure overview →
• Land Court Servicemembers cases FAQ →
• Massachusetts 90-day right to cure →
• Foreclosure-avoidance review for certain loans →
• Foreclosure auction notice requirements →
• When the right to redeem ends →

You can call before you have every paper or decision ready. Start with the property address, what you know about its condition, who lives there, your timing, and any notice or document behind your question.

• How the sale process works →
• Pittsfield seller guide →