Can I Sell My Princeton House With Back Taxes or Liens?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in the City of Princeton and throughout Bureau County, Illinois. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The lender, creditor, or tax office confirms its own current balance and payoff instructions. If you sell to us, the title company checks ownership and recorded claims and uses the confirmed payoff information for closing.

The property address is enough to start. A tax notice, payoff statement, or court paper can help, but you can call before you have them. We can talk through what you know.

No. The Bureau County Collector handles tax sales for unpaid property taxes. An Illinois mortgage foreclosure is a separate court case, with its own payoff and court process.

For a taxable transfer, Illinois charges 50 cents for each $500 of taxable value, or part of $500. A county can add 25 cents for each $500, and some cities impose their own transfer taxes. Exemptions and the transaction’s taxable value can change the amount; the property’s actual county and city determine the local taxes and who is responsible for them. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or tax office named in the notice confirms the current amount for the property.

We talk through the property and what you know, then put the offer and terms in writing before you decide. If you choose to sell, the title company checks ownership and recorded claims while the lender, creditor, or tax office confirms its payoff information.