How we can work toward a closing
We review the house as it is; you don’t need to fix anything before asking about a sale. You get a written cash offer and written terms before you commit, and we close through a title company. We work with you and the title company on the mortgage payoff, liens, and dates that affect closing.
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs. We also pay the Wisconsin real estate transfer fee. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate from those costs. No agent commissions when you sell to us. No fees.
Mortgage foreclosure or property-tax matter?
Wisconsin mortgage foreclosure is a court case about the mortgage debt. A property-tax delinquency or tax-foreclosure notice has its own dates. The Oneida County Treasurer can help with property-tax bills, payments, and delinquency information; use the dates on the tax notice for that matter.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We’ll review the payoff alongside liens and other amounts for closing.
What happens next
- Call or send us the Rhinelander address and the court or tax date you’re facing.
- We review the house as-is and give you a written cash offer and written terms before you commit.
- If you choose to sell to us, we close through a title company and work through the mortgage payoff, liens, tax amounts, and title with you.
- The dates on your court and tax notices still matter while we work toward closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Oneida County offices and Wisconsin foreclosure information
The Oneida County Treasurer can help with property-tax bills, payments, and delinquency information. The Register of Deeds keeps Oneida County land records.
- Oneida County Treasurer: property-tax bill, payment, and delinquency information. Official Treasurer information →
- Oneida County Register of Deeds: Oneida County Courthouse, 1 S. Oneida Ave., Rhinelander, WI 54501; published phone 715-369-6150. Official Register of Deeds information →
Questions and contact
You can call now, even if you are still gathering court papers or payoff information. Call 888-274-5006 or send the property details through the form.
Use the Rhinelander sale-proceeds calculator to compare estimates with your own numbers.
Rhinelander Foreclosure Questions
Can I sell my Rhinelander house before a sheriff's sale?
Yes. You may still have time if a sale can close and resolve the mortgage debt. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think. Call us with the court date and payoff; we'll talk through where things stand.
What if the sheriff's auction already happened?
Wisconsin’s right to redeem can continue after the sheriff’s auction until the court confirms the sale. Redeeming requires full payment of the foreclosure judgment, interest, costs, and applicable later taxes — not just overdue installments. Call us with the confirmation-hearing date so we can talk through your options.
Is a property-tax sale the same as mortgage foreclosure?
No. A Wisconsin mortgage foreclosure is a court case about mortgage debt. A property-tax delinquency or tax-foreclosure notice has separate dates. The Oneida County Treasurer can help with property-tax bill, payment, and delinquency information; use the dates on the notice for that tax matter.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We'll review the payoff alongside liens and other amounts for closing.
Do I need to pay back taxes before closing?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A property-tax notice has its own process and deadline, separate from a mortgage foreclosure notice.
What happens after I contact USA Home Buyers?
We review the Rhinelander house as-is and give you a written cash offer and written terms before you commit. If you choose to sell to us, we close through a title company and work through the mortgage payoff, liens, and title items with you. The dates on your court and tax notices still matter while we work toward closing.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
We give written cash offers in 24 hours.
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