What we take on after a fire
You can sell without cleaning up, arranging repairs, or hauling away debris. The house can stay as it is while we talk through the damage with you.
Insurance proceeds and your mortgage
New Hampshire law allows a city or town to claim a limited lien on fire-insurance proceeds only when its current tax assessment is too low to cover the least-cost repair, razing, or removal and you own no other real estate in the state. A court approves the amount. The lien reaches only proceeds the insurer still holds for you after receiving the order and estimate; recorded lienholders and a mortgage lender named on the policy have priority, and any amount above the lien goes to you. Read New Hampshire RSA 155-B:9-a.
When we buy the house exactly as it stands, you keep your insurance proceeds except for any amount subject to a court-approved New Hampshire municipal lien under RSA 155-B:9-a. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We talk through the damage, the house as it stands, and your timing.
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including New Hampshire real estate transfer tax. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Rochester safety and permit questions
If fire or building officials say the house is unsafe or have restricted access, stay out and follow their directions. Rochester City Hall is the City's general contact, listed at 31 Wakefield Street; call 603-332-1167. For a repair or permit question, ask which City office handles the work you have planned.
Compare rebuilding with selling as-is
Compare the written sale terms with repair, cleanup, or demolition costs and the time you expect if you rebuild. The Rochester calculator can help compare estimated sale proceeds with those costs.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Rochester sale proceeds and costs in the calculator →Questions and seller experiences
Questions about selling a fire-damaged Rochester house
Can I sell a fire-damaged house in Rochester, NH?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy in Rochester and Strafford County, New Hampshire.
What happens to my insurance proceeds and mortgage if I sell?
New Hampshire law allows a city or town to claim a limited lien on fire-insurance proceeds only when its current tax assessment is too low to cover the least-cost repair, razing, or removal and you own no other real estate in the state. A court approves the amount. The lien reaches only proceeds the insurer still holds for you after receiving the order and estimate; recorded lienholders and a mortgage lender named on the policy have priority, and any amount above the lien goes to you. When we buy the house exactly as it stands, you keep your insurance proceeds except for any amount subject to a court-approved New Hampshire municipal lien under RSA 155-B:9-a. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling?
No. You can sell without cleanup, repairs, or hauling away fire debris. We buy fire-damaged houses exactly as they stand.
Can I enter the house or begin repairs after a fire?
If fire or building officials say the house is unsafe or have restricted access, stay out and follow their directions. Ask Rochester officials which permits apply to the repairs you are considering.
How do I compare rebuilding with selling as-is?
Compare the written sale terms with the repair, cleanup, or demolition costs and time you expect if you rebuild. The calculator gives an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
Talk with us about your fire-damaged house
Call 888-274-5006 or use the form to tell us what happened.
We give written cash offers in 24 hours.
Share the address and what you know about the damage.