Chaves County Treasurer ↗
The Treasurer handles Chaves County property-tax collection questions, including tax bills and payments. Mail: P.O. Box 1772, Roswell, NM 88202.
Roswell, New Mexico · Chaves County
Can I Sell My Roswell House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses with liens or back taxes in Roswell and Chaves County, New Mexico. You can call before you have every balance or document.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the property and the notice or creditor involved.
Call 888-274-5006 to talk through the property.
How liens and payoffs work at closing
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Your mortgage, back taxes, other liens, and your share of current property taxes are separate from closing costs. The title company and each creditor or tax office confirm what is owed on the property. Those payoff amounts appear separately in the closing figures.
What records help—and who checks the balances
You can call before you have everything. Start with the property address and whatever tax notice, lien or court paper, mortgage statement, or payoff letter you have. The title company checks ownership and recorded claims; the creditor or tax office confirms current amounts and payoff instructions.
The Chaves County Treasurer handles property-tax collection questions, the Assessor handles assessments, and the County Clerk handles land records. A court judgment belongs with the court named in the papers. An assessed value, a tax balance, and a lien payoff are different figures.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
Start with a conversation about the house and the information you have.
1. Talk through the property
Share the address, the house's condition, and any notice or payoff details you have. We buy houses as-is in Roswell and Chaves County.
2. Review written terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
3. Check title and payoff instructions
If you choose to proceed, the title company reviews the property records and works through the required documents and payoff information with the creditor or tax office.
4. Review the closing figures
The closing statement shows the sale price, closing costs, confirmed payoffs, applicable property-tax amounts, and the resulting figures for the transaction. The sale closes through a title company.
Roswell and Chaves County offices
Chaves County Assessor ↗
The Assessor handles assessed-value and parcel-assessment questions. Address: 1 St. Mary's Place, Suite 130, Roswell, NM 88203.
Chaves County Clerk ↗
The County Clerk handles county land-record questions. Mail: P.O. Box 580, Roswell, NM 88202.
Chaves County District Court ↗
For a Chaves County District Court case, contact the Fifth Judicial District.
400 N. Virginia Ave., Roswell, NM 88201 · 575-622-2212
New Mexico tax-sale, foreclosure, and recording facts
A property-tax sale and a lender's mortgage foreclosure are separate processes. If a tax-sale notice is worrying you, call us and we'll talk through what it says. The Chaves County Treasurer handles local property-tax collection questions.
Mortgage foreclosure goes through district court
New Mexico mortgage foreclosures go through district court. The New Mexico Courts foreclosure guidance explains the state process, and the Fifth Judicial District page has Chaves County District Court contact information. You can also read the Roswell foreclosure page.
New Mexico county-clerk recording fee
Under NMSA §14-8-15, county clerks generally charge $25 to record a document with up to ten index entries, plus another $25 for each additional block of up to ten entries. That is a document-recording fee based on index entries, not a percentage of the sale price. Ask the Chaves County Clerk or title company to confirm the charge for a particular document.
Compare possible net proceeds
Use the Roswell home-sale net proceeds calculator with your estimates for value, mortgage payoff, liens or back taxes, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Roswell property liens and back taxes questions
Can I sell a Roswell house with back taxes or liens?
Yes. We buy houses with back taxes and liens. When you sell to us, payoffs can be handled through closing instead of paid by you upfront. Call with the property address and whatever notice or payoff information you have; you don't need every record first.
Who can tell me the current Chaves County property-tax balance?
The Chaves County Treasurer handles property-tax collection questions. The Assessor can answer questions about assessed value. A tax balance and a lien payoff are different amounts; the tax office or creditor confirms the current payoff.
Where can I check a recorded lien or a court judgment?
The Chaves County Clerk handles county land-record questions. For a court case or judgment, look at the court named in the papers. Not sure what you're looking at? Call us — we'll sort it out with you.
Are a property-tax sale and a mortgage foreclosure the same process?
No. A property-tax sale and a lender's mortgage foreclosure are separate matters. New Mexico mortgage foreclosures go through district court. If you have a notice, call us and we'll help sort out which process it describes.
What does it generally cost to record a document in New Mexico?
Under NMSA §14-8-15, county clerks generally charge $25 for a document with up to ten index entries, plus $25 for each additional block of up to ten entries. That is a document-recording fee, not a percentage of the sale price. Ask the Chaves County Clerk or title company to confirm the charge for a particular document.
Can I call before I have all the records?
Yes. Call with the property address and whatever tax notice, lien or court paper, mortgage statement, or payoff letter you have. The title company and the creditor or tax office confirm current figures and payoff instructions; you do not need every record first.
Talk through the property
Call 888-274-5006 or use the form above with the Roswell address and whatever notice or payoff information you have.