Sell the house as it stands
A fire can leave cleanup, repairs, and debris to deal with. You do not have to take those on before asking us to buy the house. Tell us what happened and what parts of the property can be safely accessed; we review the house in its current condition.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can review the written terms before deciding.
Santa Maria building and closing contacts
If officials have restricted access, follow their directions. Do not enter a structure that may be unsafe. For questions about building work or permits, ask the City what applies to the address and planned work.
- City of Santa Maria Building Division → for building and permit questions.
- Santa Barbara County Clerk-Recorder document recording →
- Santa Barbara County documentary transfer tax information → for the County's service information; your title company can confirm what applies to the property.
Compare rebuilding with selling as-is
Compare contractor estimates, cleanup and debris costs, any requirements the City gives you for the planned work, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your own claim and loan; do not assume a particular insurance payout.
The calculator can help compare estimated sale proceeds with the costs you enter. It is only an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Santa Maria sale proceeds →Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house as-is in Santa Maria, CA?
Yes. USA Home Buyers buys fire-damaged houses as-is in Santa Maria and Santa Barbara County. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair the house, or haul debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about a sale before taking on cleanup or repair work.
Where can I ask about building work or permits in Santa Maria?
The City of Santa Maria Building Division is a starting point for building and permit questions. Ask the City what applies to the property and planned work. If officials have restricted access, follow their directions; do not enter a structure that may be unsafe.
What happens after I ask about an offer?
Tell us what happened and what access is safe. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
Talk through a Santa Maria fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.