What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You don't have to arrange a cleanout or finish repairs before discussing a sale. We can talk through what happened and what you know about the property's condition and access.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
For an Illinois fire or explosion claim over $25,000 for damage to a building, the insurer must receive a tax-and-demolition certificate before paying. If it lists unpaid delinquent property taxes or demolition expenses and you direct payment, those amounts are paid from the insurance proceeds first. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you. See Illinois Insurance Code § 397.1.
What happens next
- We'll talk through the Springfield or Sangamon County address, what happened, and what you know about damage and access.
- We review title, payoff, occupancy, seller authority, and closing details. You receive a written cash offer and clear written terms to review before you commit.
- If you choose to proceed, we close through a title company. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. No agent commissions when you sell to us. No fees. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Local safety, repair, and permit contacts
If fire or building officials have restricted access, stay out and follow their instructions before entering or starting cleanup. For immediate danger, call 911. For a property within Springfield city limits, the city Fire Department's Fire Inspection / Prevention information and home-repair programs may be useful starting points; elsewhere in Sangamon County, the responsible building office may differ.
- City of Springfield Fire Department ↗ — the city page includes Fire Inspection / Prevention information.
- City of Springfield Office of Planning and Economic Development ↗ — the city lists home-repair assistance and rehabilitation programs.
Compare rebuilding with selling as-is
Compare likely rebuild costs and post-repair value with estimated sale proceeds, mortgage requirements, ongoing costs, and written sale terms. The calculator compares an estimated listing value with estimated net proceeds; it does not calculate rebuilding costs or an insurance payment.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Springfield sale proceeds with your own numbers →Questions and contact
You can call to talk about the house and the damage. Call 888-274-5006 or use the form below.
Fire-Damaged House in Springfield, IL — Common Questions
Will you buy a fire-damaged house in Springfield or Sangamon County?
Yes. We buy houses as-is in Springfield and throughout Sangamon County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We'll give you a written cash offer within 24 hours.
What happens to my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. For an Illinois fire or explosion claim over $25,000 for damage to a building, the insurer must receive a tax-and-demolition certificate before paying. If it lists unpaid delinquent property taxes or demolition expenses and you direct payment, those amounts are paid from the proceeds first. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up, repair, or haul debris before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what happened and whether access to the property is restricted.
How can I compare rebuilding with selling as-is?
Compare likely rebuild costs and post-repair value with estimated sale proceeds, mortgage requirements, and ongoing costs. The Springfield calculator compares estimated listing value with estimated net proceeds; it does not estimate rebuilding costs or an insurance payment.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
We give written cash offers in 24 hours.
Tell us about the property and the damage.