Questions About Selling a House in Springfield, MA

Start with what would be left after the sale, not just the written price. Your mortgage payoff, liens, back taxes, your share of current property taxes, and other property-specific costs affect what you keep. Use the calculator to compare listing and cash-sale assumptions for your house.

• Compare possible net proceeds with the Springfield calculator →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. That includes houses with fire damage, code issues, or deferred maintenance.

• Houses with code violations →
• Fire-damaged houses →

We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. We review title, payoff, occupancy, seller authority, and the other closing details. Close as fast as 7 days when title and closing details allow.

• How the Springfield sale process works →

When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. Massachusetts calls the transfer tax the deeds excise; it is paid when the deed is recorded. For a sale price over $100, the standard rate is $2.28 for each $500 or fraction of $500 ($4.56 per $1,000). The closing professional confirms the amount for the transfer. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate from the costs we pay.

• Springfield seller guide →

A sale may still be possible if the loan can be paid off before the auction. Most Massachusetts foreclosures use the mortgage’s power of sale, which lets the lender hold a public auction without a judge deciding the foreclosure itself. For an eligible owner-occupied home with one to four units, the lender must send a right-to-cure notice and allow 90 days to cure before accelerating the loan; this right is available once in a five-year period. A loan-modification review can extend that to as long as 150 days for certain riskier loans. Auction notice is published once a week for three weeks, starting at least 21 days before the sale, and mailed to the owner at least 14 days before. The right to redeem ends at the sale. Whether a sale can close before the auction depends on the current sale date and the amount needed to pay off the loan. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn’t postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

• Springfield foreclosure questions →

The personal representative appointed by the Probate and Family Court may be able to sell before the estate is finished. Being an heir or named in the will is not enough to sign the deed. For the sale to be conclusive, either the will must give the representative power to sell or the court must grant a license to sell. If there is no will, a license is required, and the petition needs interested-party consent or notice. A surviving spouse’s or minor child’s continuing homestead estate can affect who must sign. The deed, will, appointment, and any court order determine the authority for the specific sale.

• Inherited property and estate authority →

Yes. You don’t always need to evict to sell to us. We buy houses with tenants in place — we’ve done it many times, including cash-for-keys when that works better for everyone. Selling does not end a tenancy at will, and the terms of a written lease still matter; the buyer becomes the landlord. At transfer, the seller must transfer each security deposit and its accrued interest to the buyer and credit the buyer for prepaid last month’s rent and its accrued interest. Within 45 days, the buyer must tell each tenant in writing that it holds the money.

• Selling a tenant-occupied property →