Taylorville IL › Foreclosure
Can I Sell My Taylorville House Before Foreclosure?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
Signing the agreement alone doesn't move the sale date; we use it to ask the court to postpone the foreclosure sale. Illinois mortgage foreclosure goes through court. You may still have time to sell before the auction if the sale can close and pay the required debt by your case's deadline. The usual redemption deadline comes before the auction. The exact deadline and payoff depend on your court case; paying missed installments is different from paying the full foreclosure amount. Call us as early as you can so we can talk through your timing and payoff.
Call 888-274-5006 — We answer 24/7How we help
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us — in Taylorville and throughout Christian County, Illinois.
You get a written offer and written terms before you commit, and we close through a title company. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. No agent commissions when you sell to us. No fees. We can close as fast as 7 days when title and closing details allow.
Your mortgage payoff, liens, back taxes and share of current property taxes are separate from those closing costs. If you choose to move ahead, we review the property, payoff and timing with the title company and work toward closing.
Mortgage foreclosure or property-tax sale?
A property-tax sale is a different process, with its own notices and deadlines, separate from a mortgage foreclosure.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Your mortgage payoff and the court deadline both matter when we look at whether a sale can close in time. We can review the payoff and closing figures with you.
What happens next
- Call us or use the form to tell us about the foreclosure notice and any sale date you have been given. You do not need every paper in front of you.
- We give you a written cash offer and written terms to review before you commit.
- If you choose to proceed, we work with the title company on title, payoff, liens and closing details as we work toward closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Christian County court contact and forms
The Christian County Circuit Clerk is at the courthouse, 101 S. Main Street in Taylorville, and can be reached at (217) 824-4966. Illinois Courts provides forms for asking a judge to pause a mortgage-foreclosure sale.
Compare possible sale proceeds
Use the Taylorville calculator to compare possible proceeds with your own assumptions. It is a planning estimate, not a property-specific offer or settlement statement.
Open the Taylorville home-sale net-proceeds calculator →Questions about foreclosure in Taylorville, IL
Can I sell my Taylorville house before a foreclosure auction?
You may still have time if the sale can close and pay the required debt before the applicable deadline. Illinois mortgage foreclosures go through court, and the normal redemption deadline is before the foreclosure auction. The deadline and payoff depend on the court case.
Will signing an agreement automatically postpone the foreclosure sale?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think. Signing the agreement alone doesn't postpone the sale; we use it to ask the court to postpone it.
Is a property-tax sale the same as a mortgage foreclosure?
No. A property-tax sale is a separate process with its own notices and deadlines.
What if the mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current payoff and closing figures with the title company.
See what people say about our company: Read our Google reviews.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Call 888-274-5006 to talk about the notice, payoff, or timing.