Sell without cleaning up or repairing first
If cleanup, repairs, or debris removal are still needed, you do not have to complete that work before asking us to buy the house. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
You can tell us what happened, what damage you know about, and what access limits are in place. You don't fix anything — not one thing — to ask about an as-is sale to us.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the fire damage, what you know about the property's condition, and any limits on access.
- We discuss the property with you and provide a written offer and written terms before you commit.
- If you choose to sell to us, the closing is handled through a title company.
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes remain separate from that closing-cost promise.
Local safety, repair, and permit questions
Do not enter a restricted or unsafe structure. Follow directions from the officials responsible for the property, the utility providers, and your insurer. Before cleanup, repairs, demolition, remediation, or occupancy, ask the appropriate local officials what safety clearances and permits apply to that address.
- City of Torrington official website — use the city's official contact paths for local property questions.
- Torrington City Clerk's Office — the city office for land-record contact routing.
- Torrington Land Records & eRecording — the city's official land-records page.
Compare rebuilding with selling as-is
If officials say work can proceed, compare a repair or rebuild plan with an as-is sale. Consider the contractor's written estimate, any permits or inspections local officials say apply, debris removal, the time and cost of keeping the property, and the likely sale costs after the work. Compare what you may keep from each path instead of comparing only a future list price with an offer.
The calculator is for comparing planning estimates; it does not determine a fire-repair scope, insurance payment, or property-specific sale result. Use figures from your actual property and qualified local professionals.
Compare Torrington sale paths with the home sale net proceeds calculator →
Questions and reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
Fire-Damaged House Questions
Can I sell a fire-damaged house in Torrington, CT?
Yes. We buy fire-damaged houses exactly as they stand in Torrington, CT and the Northwest Hills Planning Region, the current county-equivalent for this market — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell to you?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the property or start repairs after a fire?
Follow the directions of the fire and building officials, utility providers, and insurer responsible for the property. Do not enter if officials have restricted access or the structure may be unsafe. Ask the officials responsible for the address which safety clearances or permits apply before cleanup, repairs, demolition, remediation, or occupancy.
What happens after I tell you about the damage?
We discuss the property and its known access limits, then provide a written offer and written terms before you commit. Closing is through a title company. When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes. Mortgage balances, liens, back taxes, and your share of current property taxes remain separate.
Ready to talk about the property?
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the fire damage and any access limits.