Vallejo, CA / Foreclosure
Can I Sell My Vallejo House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes. You may still be able to sell before a mortgage trustee's sale if the payoff, title work, and closing can be completed in time. An offer by itself does not change the scheduled date.
We buy houses as-is in Vallejo and Solano County. Call 888-274-5006 or send the property address through the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the trustee-sale date, if one is scheduled.
How we help you work toward closing
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Vallejo and Solano County. You receive a written offer and written terms before you commit, and a title company handles the closing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts and are not part of that closing-cost promise.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Which sale is involved?
Mortgage foreclosure: a trustee's sale
California home loans commonly use a deed of trust. Most mortgage foreclosures are nonjudicial: the trustee named in the deed of trust runs the process without a court lawsuit. The trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published, and recorded at least 20 days before the public auction called a trustee's sale.
You can usually reinstate the loan by catching up through five business days before the sale, or pay off the loan through the sale itself. California law does not provide a right of redemption after a nonjudicial trustee's sale. The dates in your notices and your current payoff control.
A trustee may postpone a sale in some circumstances. For a one-to-four-unit home, state law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Do not assume a sale date has changed; confirm it with the trustee or lender.
- California Courts: Your rights in a nonjudicial foreclosure
- California Civil Code section 2924c: reinstatement
- California Civil Code section 2924f: sale notices and postponements
- California Civil Code section 2924g: trustee-sale conduct
- California Department of Real Estate: Homeowner's Guide to Foreclosure
Property-tax sale: a separate process
A sale over delinquent property taxes is not the same as a mortgage trustee's sale. It has its own notices and deadlines, so do not use the mortgage timeline for a tax-sale notice. Follow the instructions on the tax notice; for Solano County property-tax billing and collection, contact the Solano County Tax Collector.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for a current payoff, then have title review it with recorded liens and the expected closing figures.
What happens next
- Tell us the Vallejo property address and the trustee's sale date, if one is scheduled.
- We review the house as-is and give you written offer terms before you commit.
- A title company reviews title, payoff, recorded liens, and the figures needed for closing.
- If you choose to proceed, we work toward closing before the trustee's sale when the required steps can be completed in time. Confirm the current date with the trustee or lender.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Solano County offices and records
For assessment and parcel information or official real-property records, start with the Solano County Assessor/Recorder. The Recorder Division maintains official real-property records. For property-tax billing and collection, use the Solano County Tax Collector.
These are county office contact routes, not a current trustee-sale schedule. To confirm a mortgage sale date, contact the trustee named on the notice and your lender. If the notice concerns property taxes, keep its dates separate and follow the contact instructions on that notice.
Questions and contact
Estimate possible sale proceeds with the Vallejo calculator → Use it as a planning estimate, not a property-specific offer or settlement statement.
Questions about selling before foreclosure in Vallejo, CA
Can I sell my Vallejo house before a trustee's sale?
Yes, a sale may still be possible before the trustee completes the sale if the payoff, title work, and closing can be completed in time. An offer by itself does not change the scheduled date. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
What California mortgage-foreclosure deadlines should I know?
After the trustee records a notice of default, a 90-day cure period comes before a notice of sale can follow. The notice of sale must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up through five business days before the sale, or pay off the loan through the sale itself. Confirm the dates and payoff for your property.
Is a property-tax sale the same as a mortgage trustee sale?
No. A mortgage foreclosure under a deed of trust and a sale over delinquent property taxes are separate processes with separate notices and dates. Do not apply mortgage trustee-sale deadlines to a tax-sale notice. Follow that notice and contact the office named there; Solano County property-tax billing and collection questions go to the County Tax Collector.
What if the mortgage payoff is more than my Vallejo house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff, and have title review the payoff and recorded liens for the closing.
What happens after a nonjudicial trustee sale?
After a nonjudicial trustee's sale, California law does not provide a right of redemption. If the sale has happened, speak with an attorney promptly about the specific sale and any remaining steps.
Which closing costs do you pay?
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts and are not included in that closing-cost promise.
What sellers say about USA Home Buyers
Talk through the trustee-sale date
Call 888-274-5006 or send the Vallejo property address and the date on your notice.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the payoff or sale information you have.