What we take on
A fire can leave damage, smoke cleanup, and debris to deal with. You do not have to clean out the house, arrange repairs, or haul debris before asking us to buy it. We buy the house exactly as it stands.
If officials or utility personnel have restricted access, follow their directions. Do not enter a structure that may be unsafe, and check which permits apply before starting repair work.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. This describes a sale to us; it does not predict what your insurer will pay.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer. Keep their directions with the property records you share when discussing the sale.
What happens next
- Tell us what was damaged, what access is safe, and any timing concerns.
- We discuss the property with you and give you a written cash offer within 24 hours.
- You receive written offer terms before you commit. If you choose to proceed, closing is through a title company.
Washington building safety, repairs, and permits
If the property may be unsafe or officials have restricted entry, stay out and follow directions for the actual address. Before repairs or debris work, ask the relevant local office what access rules, permits, or inspections apply to the work you plan.
The City of Washington Inspections Division handles permits and inspections within the city limits and extraterritorial jurisdiction. For address routing, the City mapping page links separately to a Washington city-limits map and Beaufort County GIS. Check the actual parcel and confirm which office handles your question; these boundaries are separate.
The City office can tell you what applies to planned work.
Compare rebuilding with selling as-is
Put contractor estimates, cleanup and debris costs, any permits officials say apply, and the time and carrying costs of rebuilding beside the written terms for an as-is sale. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan; do not assume a particular insurance payout.
The Washington calculator can help compare a possible listing price with estimated proceeds after the costs you enter. Use your own assumptions when weighing repairs and time against an as-is sale; the result is an estimate, not a property-specific offer or settlement figure.
Compare estimated Washington sale proceeds with the calculator →
Testimonials are real, from our transactions, verified and approved by our attorneys. Any testimonial shown keeps its seller's actual location; it is not presented as a Washington sale unless its location says so.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Washington house
Can I sell a fire-damaged house in Washington, NC without cleaning it out?
Yes. USA Home Buyers buys houses as-is in Washington and Beaufort County, North Carolina. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if you buy my fire-damaged house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Follow directions from fire officials, building officials, utility personnel, and other responsible staff for the actual property. Do not enter a structure that may be unsafe. Ask the appropriate local office what permits or inspections apply to planned work.
Where can I ask about Washington permits or inspections?
The City of Washington Inspections Division handles permits and inspections within the city limits and extraterritorial jurisdiction. The City mapping page links separately to a city-limits map and Beaufort County GIS; check the address and confirm which office handles your question.
What happens after I ask about an offer?
Tell us about the damage and any safe-access limits. We discuss the property with you and give you written offer terms before you commit. If you choose to proceed, closing is through a title company.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and request a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.