What we take on
You do not have to clean the house, repair fire or smoke damage, or haul debris before selling to us. Tell us what happened and what parts of the property can be safely accessed; we review it in its current condition.
Follow directions from the responsible officials for this property. Do not enter a structure that may be unsafe or start cleanup or repairs until you have checked what is safe and permitted.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, the property's condition, and any limits on safe access. We'll give you a written cash offer within 24 hours. You receive the offer and terms in writing before you commit; closing is through a title company.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Local building-safety and permit help
Do not enter a structure that may be unsafe. Follow the directions for the actual property from responsible fire and building officials, utilities, and your insurer. Check before inspection, cleanup, or repair work.
The City-County Inspections Division handles building and zoning permit and inspection routing. Call 336-727-2624 or visit the City-County Inspections Division page. The office is at the Bryce A. Stuart Municipal Building, 100 E First Street, Winston-Salem, NC 27101. Confirm that it is the right agency for the property address.
Compare rebuilding with selling as-is
For rebuilding, compare contractor estimates, cleanup and debris costs, the permits or inspections that apply, and the time and carrying costs of the work. For an as-is sale, compare the written offer and terms with the costs and timing you expect if you list the house. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan.
The calculator compares a listing estimate with estimated net proceeds after costs. Use its editable assumptions for this property; it is a planning estimate, not a property-specific offer.
Compare Winston-Salem sale proceeds with the calculator →Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Winston-Salem, NC?
Yes. USA Home Buyers buys houses as-is in Winston-Salem city and Forsyth County, North Carolina. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean, repair, or remove debris before selling?
No. We buy the house as it stands; no repairs, cleaning, cleanout, or debris hauling is required to sell to us.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or start work on the house after a fire?
Follow directions for the actual property from responsible fire and building officials, utilities, and your insurer. Do not enter a structure that may be unsafe or begin cleanup or repair work until you have checked what is safe and permitted.
Where can I ask about permits and inspections in Winston-Salem?
The City-County Inspections Division routes building and zoning permit and inspection questions. Call 336-727-2624 or use its official page, and confirm that it is the right office for the property address.
What happens after I ask for an offer?
Tell us about the damage and any limits on safe access. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; closing is through a title company.
Talk through a Winston-Salem fire-damage sale
Call 888-274-5006 or share the property details in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the damage and what access is safe.