Des Moines, IA · About USA Home Buyers
About USA Home Buyers in Des Moines, IA
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is in the incorporated City of Des Moines and in Polk and Warren counties, Iowa. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Our headquarters are in King of Prussia, PA. Des Moines is a market we serve, not an office.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
Who we are
We give Des Moines sellers a direct cash-offer option to compare. You can tell us about the house by phone or with the form above; you do not have to repair, clean, or clear it out before asking us to review it.
Written offer and written terms before you commit; title-company closing.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
We'll give you a written cash offer within 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Iowa closing costs
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax.
This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Des Moines, IA calculator →
Questions about the two options? Call 888-274-5006.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller’s town stays with their words, so you can see where that experience came from. Sellers in Des Moines and nearby communities are welcome.
What sellers say about USA Home Buyers
Local help for Des Moines sellers
Des Moines is Iowa’s capital city. The incorporated city intersects Polk and Warren counties, so check the property’s county before using county records. The city’s official overview and the local resource page are useful starting points.
Questions about buying and closing
Do you buy houses as-is in Des Moines and Polk and Warren counties?
Yes. USA Home Buyers buys houses in the incorporated City of Des Moines and in Polk and Warren counties, Iowa. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
What happens before closing?
Written offer and written terms before you commit; title-company closing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Can I sell if I am somewhere else in the country?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Which county handles records for my Des Moines property?
The incorporated City of Des Moines intersects Polk and Warren counties. Check the property’s county before using county records; a Des Moines address alone does not identify which county office applies.
Which closing costs do you pay?
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Talk with USA Home Buyers about your Des Moines house
Use the form or call 888-274-5006 to talk about a house in Des Moines, Polk County, or Warren County.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.