Saint Paul Vacant Building Program
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St. Paul, MN · About USA Home Buyers
About USA Home Buyers in St. Paul, MN
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is in St. Paul and Ramsey County, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Our headquarters are in King of Prussia, PA. St. Paul is a market we serve, not our office location.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and how to reach you.
Seller reviews
Read homeowner reviews
See what sellers say about working with us
Who we are
We buy houses in St. Paul and Ramsey County as they stand. You don't fix anything — not one thing.
You can call 888-274-5006 or use the form above to tell us about the property.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the St. Paul calculator →
Questions about the two options? Call 888-274-5006.
Local help for St. Paul and Ramsey County
Use the calculator to compare what you might keep after costs with your own numbers. County assessment, tax-payment, and recorded-document information are useful starting points; the records that apply depend on the address.
St. Paul Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
A local property detail
Saint Paul's heritage resources name places such as Dayton's Bluff and Lowertown among its districts and sites. Check the City map for the actual address before planning exterior work; an area name alone does not establish a property's designation.
Saint Paul historic districts and sites →Ramsey County property values
Look up County assessment and property-value information.
Ramsey County Recorder's Office
Find recorded-document services and real-estate record information.
Ramsey County property-tax payment
Find the County property-tax payment information for an address.
Questions about selling and closing
Questions about selling to us
Do you buy houses as-is in St. Paul and Ramsey County?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in St. Paul and Ramsey County, Minnesota.
When will I receive a written cash offer?
We'll give you a written cash offer within 24 hours.
What do I receive before I decide?
Written offer and written terms before you commit; title-company closing.
Who pays the closing costs?
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Can I sell if I live somewhere else or cannot visit the property?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
How do you review the settlement sheet?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Talk with us about a St. Paul property
Call 888-274-5006 or use the form to share the property address.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and how to reach you.