Cash Offer or EZ Sale: compare the written numbers
You can list with an agent, sell the house yourself, or compare the two direct-sale programs in the table. A listing may fit when you can prepare the house, manage access and buyer conversations, and wait through the sale process. Selling on your own puts the marketing, inquiries, showings, and negotiations on you. Compare the written program terms with the work and timing you are willing to take on.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the New Ulm calculator →
Questions about the two options? Call 888-274-5006.
What local housing details matter for an as-is sale?
The City of New Ulm’s housing information documents a single-family improvement program addressing basic livability, energy efficiency, building-code, and health-and-safety deficiencies. That gives repair-heavy sellers a local reference point, but it does not establish how common those issues are or whether a particular property qualifies. Check the City’s current information for program details and compare the work the house needs with the sale paths above. City of New Ulm housing information.
If the property has a city notice or serious repair issue, see the New Ulm code-violations page for more on that situation.
What costs should I compare?
With a listing, include the repairs, cleaning, cleanout, and preparation you choose, agent compensation under your agreement, and the bills you expect to carry while the house is for sale. Compare those amounts with the written price and terms for a direct sale; the headline price alone does not show what you keep.
For a Cash Offer sale to USA Home Buyers, When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Use the New Ulm home-sale net-proceeds calculator to compare what you might keep with your own planning assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
What can I do next?
Share the New Ulm property address, what needs work, whether anyone lives there, and the timing that matters to you. USA Home Buyers buys houses as-is in New Ulm and Brown County; you do not need to repair, clean, or clear out the house to sell to us.
Written offer and written terms before you commit; title-company closing. Call 888-274-5006 with a question, or use the form above to ask for a cash offer.
What sellers say about USA Home Buyers
Common New Ulm as-is sale questions
Can I sell an as-is house in New Ulm and Brown County?
Yes. USA Home Buyers buys houses as-is in New Ulm and Brown County, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are my options for selling an as-is house?
You can list with an agent, sell on your own, or compare USA Home Buyers’ Cash Offer and EZ Sale. The comparison above lays out the program terms.
Do New Ulm market measures tell me what my house is worth?
No. The measures describe New Ulm for the source and period shown. They are market context, not a price or net-proceeds estimate for one address.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.