Kansas mortgage foreclosures go through district court. After a lender wins judgment, the house is sold at a sheriff's sale, usually at the county courthouse, after notice is published once a week for three weeks. The court then confirms the sale. An owner can generally redeem for 12 months after the sale, or three months if the default occurred before one-third of the original senior debt was paid. The court gives 12 months if all outstanding mortgages and liens total less than one-third of the property's market value. The court may add three months if the owner involuntarily loses their main income after the sale and before the three-month period ends. Abandonment can shorten or end redemption, and the owner can generally stay in the home meanwhile. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Have the title company or an attorney confirm the current deadline and amount needed.