What we take on
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. For a fire-damaged house, that means no cleanup, repairs, or debris hauling before you sell to us.
Tell us what happened and what you know about the property. Do not enter an unsafe or restricted house to gather details; share what you can safely access.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer. Your insurer can explain your claim, and your mortgage servicer can explain any requirements that apply to the loan.
What happens next
Tell us about the damage
Share the address, what was damaged, what remains at the house, and any limits on safe access. You can start with what you know.
Read the written terms
We give you a written cash offer and written terms before you commit. Take time to read them and compare your options.
Close through a title company
If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Abilene fire safety, repairs, and local offices
If officials have restricted entry or the structure may be unsafe, do not enter. Follow directions from the fire and building officials and utility providers responsible for the property. Before cleanup, demolition, or repairs, ask the authority responsible for the address whether permits or inspections apply.
- City of Abilene property-condition questions: City of Abilene Code Compliance. Ask which city contact handles the safety, repair, permit, or inspection question for your address. If the property is outside city limits, contact the local authority responsible for that address.
- County office: Abilene spans Jones and Taylor counties. Confirm the parcel's county, then use its official County Clerk page for the right county office: Jones County Clerk · Taylor County Clerk. The county links identify offices; they do not confirm the status of a particular property.
Compare rebuilding with selling as-is
Compare a written repair scope and contractor estimates with the time and cost of keeping the house while work is underway. Ask your insurer and mortgage servicer how the claim and any loan requirements apply to you; do not guess at an insurance payment.
Put those estimates beside the written sale terms and a realistic listing plan, including the work and costs you would take on before a retail sale. The Abilene calculator can help compare estimated listing net with an as-is sale using assumptions you can adjust.
Compare estimated sale proceeds with the Abilene home-sale calculator →
Questions and contact
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location is shown; these reviews are not presented as Abilene transactions unless their location says Abilene.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Abilene house
Can I sell a fire-damaged house in Abilene as-is?
Yes. USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the property or start cleanup and repairs?
If officials have restricted access or the structure may be unsafe, do not enter. Follow directions from the fire and building officials and utility providers responsible for the property. Before cleanup, demolition, or repairs, ask the authority responsible for the address what permits or inspections apply.
What happens after I ask about selling?
Tell us what happened and what you know about the damage and safe access. We'll give you a written cash offer within 24 hours. You receive written terms before you commit; if you choose to proceed, closing is through a title company.
How can I compare rebuilding with selling as-is?
Compare a written repair scope and contractor estimates, the cost and time of keeping the property during the work, information from your insurer and mortgage servicer, and the written sale terms. The Abilene home-sale calculator can help compare estimated listing net with an as-is sale using assumptions you can adjust.
You can call before arranging repairs or gathering every record. Call 888-274-5006 or use the form below to tell us about the house.
Talk with us about the house
Call 888-274-5006 or use the form to tell us what happened and what you know about the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, what was damaged, and any limits on safe access.