Abilene, TX · How it works
How Selling Your Abilene House to Us Works
USA Home Buyers buys houses in Abilene and in Jones and Taylor Counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before every property question is settled; start with the address and what you know.
Want to talk first? Call 888-274-5006.
Tell us about the houseStep 1 · Start with what you know
Tell us what is going on with the house
Share the address, condition, who lives there, access, repairs, and the timing you have in mind. If a mortgage payoff, lien, tax balance, estate, tenant, or notice is involved, mention it. You can begin before every answer is settled.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the facts you know. We can talk through the questions that are still open.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the property
Share what you know about the house and why you are considering a sale. We can start the conversation while questions about repairs, occupancy, title, taxes, or timing are still open.
Step 2: Talk through the house and your options
We ask about the property's condition, access, occupancy, ownership, and timing. We look at it as-is and talk through whether a direct sale, listing, repairs, waiting, or another path fits what you want to do.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, costs, timing, and any property-specific conditions before you decide.
Step 4: The title company checks the details
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the information needed to prepare settlement. Keep the statements and notices you have available so the right questions can be answered.
Step 5: Review the settlement sheet
A settlement sheet shows how the money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
You decide whether to proceed. You're going to get a fair price and not have to do anything. Just show up at settlement. The title company handles the closing documents and confirms the final settlement figures.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Abilene calculator →
Questions about the two options? Call 888-274-5006.
Local detail · Jones and Taylor Counties
Check the county for the property
Abilene includes parts of Jones and Taylor Counties, so the property's county matters when its deed is recorded. For a Taylor County property, the Taylor County Clerk's real-property records page lists the county's recording requirements. If you are unsure which county applies, ask the title company to check the property address.
Closing numbers in Texas
Know what appears on the settlement sheet
Texas has no state, county, or city real estate transfer tax when a sale conveys full ownership of the property. The Texas Constitution bars a law imposing that kind of transfer tax on a sale conveying full ownership. The deed is signed in front of a notary and recorded with the county clerk. A clerk's recording fee is based on the number of deed pages, not the sale price. Read Article VIII, Section 29 of the Texas Constitution and the Taylor County Clerk's recording information.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and your share of current property taxes are separate. The title company lists the applicable figures on the settlement sheet.
When the process gets difficult
We stay with the sale when there are bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and next steps
Find the Abilene guidance that fits your situation
Abilene Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Abilene home-selling process questions
Can I call before I know every detail about the house?
Yes. Call 888-274-5006 or use the form with the address and what you know. You can start the conversation before every property question is settled.
What do I get before deciding whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Do I have to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Does Texas charge a real estate transfer tax when I sell?
Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership of the property.
Who pays the closing costs?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Ready to talk through your Abilene house?
Call 888-274-5006 or return to the property form. You can start with the questions you have now.