Abilene, TX / Property liens and back taxes

Can I Sell My Abilene House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is in Abilene, Jones County, and Taylor County, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Tell us the address and what you know about the notice or payoff. You do not need every record before you call. Call 888-274-5006 or use the form.

We give written cash offers in 24 hours.

Share the property address and the payoff or notice details you have.

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We'll give you a written cash offer within 24 hours.

How payoffs work

A lien or back-tax payoff can come out at closing

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Closing costs and amounts owed against the property are separate. Your mortgage balance, liens, back taxes, and share of current property taxes are not covered by our closing-cost payment; the current amounts are confirmed for the settlement.

A lien is a claim that can affect the property or money due at closing. A payoff is the current amount and instructions from the creditor or office to resolve that claim. A mortgage payoff, a lien balance, and a property-tax balance are different amounts; one notice does not confirm the others.

Start with the records you have

Who confirms the balances?

The loan servicer or lienholder confirms its payoff. For a property-tax balance, ask the tax office named on the notice for the current account and status. The title company checks title and coordinates the payoff information needed for closing.

What may help?

If you have them, share the property address, parcel number, latest tax notice, payoff statement, mortgage information, or lien or court notice. Bring the document even if a figure looks old; the responsible creditor or office can confirm the current amount.

You can call before you have everything. Start with the address and what is concerning you; we can talk through what to check next.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

You can start with the property address and the facts you know. These are the steps if you want to compare a sale with us.

  1. 1. Talk through the property

    Tell us what is happening, share any notice or payoff statement you have, and ask questions. You do not have to solve the lien or tax account before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and give written cash offers in 24 hours. You receive written offer and sale terms before you commit.

  3. 3. The title company checks title and payoffs

    If you choose to proceed, the title company works through the property-specific title and payoff details with the creditor or tax office. The current balances and instructions are confirmed for the closing.

  4. 4. Review the settlement and close

    The title company prepares the closing figures, including the sale price, costs, and any confirmed payoff. Liens are paid from the sale at closing. The title company handles the closing.

Abilene and Texas details

County records, tax sales, and transfer taxes

A tax sale is not a mortgage foreclosure

A tax-sale notice concerns delinquent property taxes. A mortgage-foreclosure notice concerns enforcement of a mortgage debt. They are separate processes with different notices and rules, so use the notice in front of you and confirm the current status with the tax authority or creditor named on it. For a mortgage-foreclosure question, see the Abilene foreclosure page.

Texas has no real-estate transfer tax

Texas has no state, county, or city real-estate transfer tax on a sale conveying full ownership of real property. The deed is signed before a notary and recorded with the county clerk. Recording fees are charged by the page, not by the sale price; a deed that leaves out the buyer's mailing address can cost more to record.

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Compare what you may keep after costs

Use the Abilene home-sale net proceeds calculator to compare estimates with your own numbers, including any mortgage, lien, or tax payoff you know about. Its result is an estimate, not a payoff quote.

Open the Abilene home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Abilene property lien and back-tax questions

Can I sell my Abilene house if it has a lien or back taxes?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the payoff is handled through closing, not by you upfront.

What records should I have when I call?

Start with the property address and whatever you have: a tax notice, current payoff statement, mortgage information, parcel number, or lien or court notice. You can call before you have every record.

Who confirms the current payoff amount?

The loan servicer or creditor confirms its current payoff. For a tax balance, contact the tax office named on the notice. The title company checks title and coordinates the payoff information needed for closing.

Is a tax sale the same as a mortgage foreclosure?

No. A tax-sale notice concerns delinquent property taxes; a mortgage-foreclosure notice concerns a mortgage debt. They are separate processes with different notices and rules, so check the current status with the office or creditor named on the notice.

Does Texas charge a real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale conveying full ownership of real property. The deed still has to be signed before a notary and recorded with the county clerk.

What happens after I contact you?

We talk through the property and the records you have, review the house as it stands, and provide written terms before you decide. If you choose to proceed, the title company and the relevant creditor or tax office confirm the property-specific title and payoff details for closing.

Talk through your property

Call 888-274-5006 or use the offer form above. Start with the address and whatever notice or payoff information you have.

Prices, timing and your selling options

Home prices in Abilene

Median sale price
$290,000
Redfin · Abilene, TX; Three months ending August 2026
Median days on market
20 days
Redfin · Abilene, TX; Three months ending August 2026
Homes sold
557 homes
Redfin · Abilene, TX; Three months ending August 2026
Typical home value (Zillow ZHVI)
$224,585
Zillow · Abilene, TX; As of August 2026
For-sale inventory
396 homes
Zillow · Abilene, TX; As of August 2026

Homes in Abilene, TX sold for a median of $290,000 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Abilene, TX spent a median of 20 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.

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