What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out the house, repair the fire damage, or arrange debris removal before selling to us. Tell us what happened and what you know; you can discuss a sale while the damage is still there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened and what you know about the damage, access, and your timing.
- We'll give you a written cash offer within 24 hours.
- You receive written offer and written terms before you commit.
- If you choose to proceed, a title company handles the closing.
Ada building safety and permit questions
If fire or building officials have declared the property unsafe or restricted access, stay out and follow their directions. Before cleanup, debris removal, demolition, or repairs, ask the authority responsible for that address whether access limits, permits, or inspections apply.
The City of Ada Community Development office handles building permits, inspections, planning and zoning, and code-enforcement routing for activity within the City. Its building-permit information describes the City service area; for a property outside Ada, check with the authority responsible for that address.
City of Ada Community Development231 S. Townsend Street, Ada, OK 74820
580-436-6300
Compare rebuilding with selling as-is
Put written sale terms beside an actual repair scope and contractor estimates, cleanup and debris costs, mortgage information, carrying costs, and the time and coordination a rebuild may take. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan; use current information rather than guessing at an insurance payment.
The calculator compares estimated proceeds using the assumptions you enter. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Ada sale options with your own numbers →Questions and contact
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Fire-damaged house questions
Can I sell a fire-damaged house in Ada, OK?
Yes. USA Home Buyers buys houses as-is in Ada and Pontotoc County, Oklahoma. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up, repair, or haul debris before selling?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to take on cleanup, repairs, or debris removal before selling to us.
Can I enter the house or start cleanup after a fire?
If fire or building officials have declared the property unsafe or restricted access, stay out and follow their directions. Before cleanup, debris removal, demolition, or repairs, ask the authority responsible for that address whether access limits, permits, or inspections apply. Ada building-permit information covers activity within the City; outside the City, check with the authority responsible for the property.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
How can I compare rebuilding with selling as-is?
Compare written sale terms with a repair scope and contractor estimates, cleanup and debris costs, holding costs, your mortgage information, and the time and coordination rebuilding may take. Use current claim information from your insurer rather than assuming an insurance payout. The calculator is an estimate using your assumptions, not an insurance or contractor estimate.
Call 888-274-5006 or use the form to tell us about the house. You can call while you are still sorting out the damage and paperwork.
Talk with us about the fire-damaged house
Share the address and what you know about the damage and access, or call 888-274-5006.
We give written cash offers in 24 hours.
Start with the property details and what you know so far.