Sell it with the damage still there
A fire can leave repairs, cleanup, and debris to deal with. You do not have to clean out the house, make repairs, or haul debris before asking us to buy it. Tell us what happened and what parts of the property can be safely accessed; we review the house in its current condition.
If the house may be unsafe, stay out and follow directions from the officials and utility providers responsible for it. Do not start repair or cleanup work until you have checked what is safe and what approvals apply to that property.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, safe access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Asheville building-safety and permit contacts
City permitting jurisdiction depends on the property address, not just an Asheville mailing address. Check the address before relying on City permit or inspection information. The City Development Services Department and Permit Application Center are at 161 S. Charlotte Street, Asheville, NC 28801; call (828) 259-5846.
- Check whether an address is within Asheville city limits →
- City of Asheville Development Services → for city permit, inspection-record, and development-services questions.
- City of Asheville inspections →
- City minimum-housing and unsafe-buildings information → The City page directs Buncombe County residents outside Asheville city limits to the Buncombe County Fire Marshal for unsafe-building concerns.
Compare rebuilding with selling as-is
Compare contractor estimates for repairs, safe cleanup and debris removal, any permits or inspections that apply to the actual property and work, and the time and carrying costs of rebuilding with the written terms for selling as-is.
The Asheville calculator lets you compare estimated sale proceeds using the assumptions you enter. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Asheville sale proceeds →Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Asheville or Buncombe County?
Yes. USA Home Buyers buys fire-damaged houses as-is in Asheville and Buncombe County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul away debris first?
No. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris. You can ask about selling before taking on a cleanup or repair project.
How do I check safety, permits, or inspections for the property?
Do not enter a structure that may be unsafe; follow the directions of the officials and utility providers responsible for the property. For an Asheville city address, check the City address lookup and contact Development Services about permit or inspection questions. The City directs Buncombe County residents outside Asheville city limits to the Buncombe County Fire Marshal for unsafe-building concerns.
What happens after I ask about an offer?
Tell us about the fire damage and what access is safe. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling as-is?
Compare contractor estimates for repairs and cleanup, any permits or inspections that apply to the actual property and work, and the time and carrying costs of rebuilding with the written sale terms. The calculator is an estimate using the assumptions you enter.
Talk through an Asheville fire-damage sale
Call 888-274-5006 or send the property details in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, fire damage, and safe-access details.