Asheville, NC · Buncombe County · How selling to us works
How Selling Your Asheville House to Us Works
USA Home Buyers buys houses as-is in Asheville and Buncombe County, North Carolina. You can start with the address and what you know, before every property question is settled.
Questions now? Call 888-274-5006.
Tell us about your Asheville houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address, condition, occupancy, and timing. You can share what is still unknown.
From the property conversation to settlement
The sale, step by step
Step 1: Talk through the house as it is
We ask about the Asheville address, condition, occupancy, access, and the timing you have in mind. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start the conversation before every property question is settled; share what you know and what is still unclear.
Step 2: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 3: Work through title, authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. If a detail is unknown, it can be checked as the sale moves forward.
Step 4: Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 5: Sign and close through the title company
When the sale is ready, you sign through the title company. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Asheville, NC calculator →
Questions about the two options? Call 888-274-5006.
Useful local detail
Check whether an Asheville address is inside city limits
Asheville is in Buncombe County, but an Asheville mailing address alone does not show whether a property is within Asheville city limits. If a city notice, permit, or service affects the sale, the City provides an address lookup to check the property's jurisdiction. The title company reviews the records needed for closing.
Closing numbers
North Carolina excise tax on conveyances
North Carolina charges an excise tax when a deed transfers real estate. The rate is $1 for each $500 of the price or value, and any part of $500 counts as a full $500. State law assigns payment to the seller before the deed is recorded.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances.
Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items. The title company confirms the final numbers.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find guidance for your situation
Read the page for your situation, or compare the estimated settlement figures with the home-sale calculator.
Asheville sale-process questions
Can I start before every property question is settled?
Yes. Start with the Asheville address and what you know about the condition, occupancy, access, and timing. Tell us which details are still open; title, payoff, lien, or estate questions can be checked as the sale moves forward.
Do you buy houses as-is in Asheville and Buncombe County?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. USA Home Buyers buys houses in Asheville and Buncombe County, North Carolina.
How are the title and settlement figures reviewed?
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays North Carolina excise tax when I sell to you?
North Carolina charges excise tax on conveyances when a deed transfers real estate. The rate is $1 for each $500 of price or value, and any part of $500 counts as a full $500. State law assigns payment to the seller before the deed is recorded. When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items.
Want to talk about the house? Call 888-274-5006. You can start before every property detail is settled.