What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what happened and what you know about the house. You can discuss an as-is sale while the damage is still there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Baltimore City address, what happened, and what you know about the damage and access.
- We discuss the property and give you a written offer and written terms before you commit.
- If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. Your mortgage balance, liens, back taxes and share of current property taxes are separate.
You can call before gathering paperwork or arranging cleanup or repairs.
Baltimore City safety, permit, and records contacts
If the house may be unsafe or officials have restricted access, stay out and follow directions for that address from fire or building officials and the utility provider. Before cleanup, debris hauling, or repairs, ask the officials responsible for the property what access rules and approvals apply to the work.
For a Baltimore City address, start with the City’s official website to find the current building-safety or permit contact. Confirm which office handles the address and planned work before starting. The Circuit Court land-records office is a separate records contact, not the place to ask whether a damaged structure is safe or repairs are permitted.
Compare rebuilding with selling as-is
Put a written repair scope and contractor estimates beside cleanup and debris costs, expected holding costs, information from your insurer and mortgage servicer, and written sale terms. Use figures for this house; a general repair estimate cannot tell you what the property needs or what an insurer will pay.
The Baltimore calculator compares listing and as-is sale estimates using your assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Baltimore sale estimates with your numbers →Questions and contact
You can call now, even if you are still sorting out the damage, claim, or paperwork. Call 888-274-5006 or send the property details through the form above.
Fire-Damaged House Baltimore, MD — Common Questions
Can I sell a fire-damaged house as-is in Baltimore City?
Yes. USA Home Buyers buys houses as-is in Baltimore City, Maryland, including fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean out or repair the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If the property may be unsafe or officials have restricted access, stay out and follow the directions for that address from fire or building officials and the utility provider. Before cleanup, debris hauling, or repairs, check with the officials responsible for the Baltimore City property about access and any approvals that apply.
Where can I ask about Baltimore City building safety or permits?
Start with the City of Baltimore’s official website to find the current contact for building-safety and permit questions, then confirm what applies to the specific address and planned work. The Circuit Court for Baltimore City Land Records/Licenses Department is a separate starting point for land records.
What happens after I contact USA Home Buyers?
Tell us the address, what happened, and what you know about the damage and access. We discuss the property and give you a written offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
How can I compare rebuilding with selling as-is?
Compare a written repair scope and contractor estimates, cleanup and debris costs, expected holding costs, information from your insurer and mortgage servicer, and written sale terms. The Baltimore calculator uses your assumptions for an estimate; use figures for this house rather than guessing at repairs or an insurance payment.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review keeps its stated location so you can see where that seller’s experience took place.
What sellers say about USA Home Buyers
Here's what sellers across Pennsylvania have said about working with us.
“WellSpan transferred me to their Chambersburg facility and I needed to be there in four weeks. My West York house was in good shape but I couldn't be in two places at once for a traditional sale. USA Home Buyers had a written offer the same morning I called. Closed in eight days. I made it to Chambersburg before my start date.”
“Divorce settlement required the house on King Street to be sold. My ex and I couldn't even be in the same room. USA Home Buyers handled everything through our attorneys. One number, one closing, proceeds split the day we signed.”
“Received an Act 91 notice in January. I had no idea I had maybe six months before a sheriff sale. USA Home Buyers explained everything — the timeline, the options — and had a written offer the next morning. We closed before any court filings. I walked away with $41,000 instead of nothing.”
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you want to compare.