Batesville, AR › Foreclosure
Can I Sell My Batesville House Before Foreclosure?
If you're facing a mortgage foreclosure sale, call us about the notice and sale date. USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us — in Batesville and Independence County.
Call 888-274-5006 — We Answer 24/7We give written cash offers in 24 hours.
Share the Batesville property address and the sale date, if you know it.
How we help you work toward closing
Tell us what is happening with the Batesville house and the sale date, if you know it. You get a written offer and written terms before you commit, and we close through a title company. The title company works through title and payoff details with us as we work toward closing.
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. Keep following the date on your notice until the party handling the sale confirms a change.
Which foreclosure process is involved?
Arkansas allows a lender or trustee to foreclose without a court case under its Statutory Foreclosure Act. Before that sale, the trustee or lender must record a notice of default, provide and publish required notices, and wait through the statutory minimum notice period. A judicial foreclosure goes through court and may leave you a right to reclaim the house after the sale unless that right was validly waived. Not sure which process you're facing? Call us — we'll sort it out with you.
An Arkansas tax-delinquent property sale is separate from a lender's mortgage foreclosure and has its own notice and dates. The Arkansas Commissioner of State Lands handles tax-delinquent property and auction information.
Arkansas law: Arkansas Code, Title 18 (including the Statutory Foreclosure Act and judicial-sale redemption provisions).
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.
When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax.
What happens next
- Call or use the form with the property address and what is happening. If you know the sale date, tell us.
- We review the house as-is and give you a written offer and terms to read before you commit.
- If you choose to proceed, we close through a title company. The title company works through title and payoff details with us.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local tax-sale information
The Arkansas Commissioner of State Lands handles tax-delinquent property and public-auction information. For Independence County property-tax bills and payment records, call the County Tax Collector at 870-793-8823.
We give written cash offers in 24 hours.
Tell us about the house and the foreclosure notice.
Compare possible net proceeds
Compare a possible sale price with your mortgage payoff, liens, and other costs in the Batesville home-sale net proceeds calculator.
Open the Batesville home-sale net proceeds calculator →Questions about foreclosure in Batesville, AR
Can I sell my Batesville house before a mortgage foreclosure sale?
If you're facing a mortgage foreclosure sale, call us — we'll talk through the date on your notice and what happens next.
How do I tell which Arkansas mortgage foreclosure process applies?
Arkansas allows a lender or trustee to foreclose without a court case under its Statutory Foreclosure Act. Before that sale, the trustee or lender must record a notice of default, provide and publish required notices, and wait through the statutory minimum notice period. A judicial foreclosure goes through court and may leave you a right to reclaim the house after the sale unless that right was validly waived. Not sure which process you’re facing? Call us — we’ll sort it out with you.
Is a property-tax sale the same as a mortgage foreclosure sale?
No. A mortgage foreclosure is a lender proceeding under the mortgage; an Arkansas tax-delinquent property sale is a separate process handled by the Commissioner of State Lands. Follow the date on the tax-sale notice. Call us — we’ll sort out which notice you’re facing.
What if the mortgage payoff is more than my Batesville house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We review the house as-is. You get a written offer and written terms before you commit, and we close through a title company. If you choose to proceed, the title company works through title and payoff details with us.
Talk through the notice and payoff
Call 888-274-5006 or send the property address to ask for a cash offer. We answer 24/7.
We give written cash offers in 24 hours.
Tell us what is happening with the house and the dates on your notice.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”