Can I Sell My Belton House Before Foreclosure?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Yes, selling may still be possible before a Missouri trustee's sale if the loan can be paid off before the sale. Call us with the date on your notice or share it in the form. We can talk through the house, payoff, and timing with you.

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How we help you work toward closing

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company.

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Which sale is involved?

Mortgage foreclosure: a trustee's sale

If your home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee's sale without a court case. The sale is held in the county where the house is located. Missouri requires at least 20 days' notice, published in a newspaper and mailed by certified or registered mail to the owner of record.

If the lender or someone acting for it buys at the trustee's sale, you can redeem the house within one year. To keep that right, give written notice of your intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.

A property-tax sale is separate

A sale for unpaid property taxes is separate from a mortgage trustee's sale and has its own notice and date. The 20-day notice rule above is for the mortgage trustee's sale, not the tax sale.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Call us or use the form with the property address and sale date. We'll talk through the notice, house, and loan payoff with you.

If you want to move forward, we work with the title company on title, payoff, and closing details.

Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Cass County property-tax sale information

The Cass County Collector handles property-tax collection and publishes delinquent-tax-sale information. Contact the Collector about a property-tax bill or tax-sale notice.

Cass County Collector →

Missouri transfer taxes and deed-recording fees

Missouri's Constitution bars state and local governments from imposing new taxes on real-estate sales or transfers after December 2, 2010. Deed-recording fees still apply under state law. When you sell to us, we pay the closing costs.

Missouri Constitution, Article X, Section 25 · RSMo §59.310 — deed-recording fees

Questions and contact

Estimate possible sale proceeds with the Belton home-sale calculator. Call 888-274-5006 any time, or use the form above.

What our sellers say

BBB A rating Read our Google reviews

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”

Alice Wforeclosure

“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”

James R.Behind on Payments — Pre-Foreclosure

Questions about foreclosure in Belton, MO

Can I sell my Belton house before a trustee's sale?

Yes, it may still be possible if the loan can be paid off before the sale. We can review the sale date, house, and payoff with you.

How much notice comes before a Missouri trustee sale?

The sale is held in the county where the house is located, with at least 20 days' notice published in a newspaper and mailed by certified or registered mail to the owner of record.

Is a property-tax sale the same as a mortgage foreclosure?

No. A sale for unpaid property taxes is separate from a mortgage trustee sale and has its own notice and date. The Cass County Collector publishes delinquent-tax-sale information.

Can I redeem my house after a trustee sale?

If the lender or someone acting for it buys at the trustee sale, you can redeem within one year. To keep that right, give written notice of your intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale.