Bismarck, North Dakota · Burleigh County

Can I Sell My Bismarck House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Bismarck and Burleigh County, including houses with liens or back property taxes. You can call with the address and the notice or payoff information you have; you do not need to assemble every record first.

Call 888-274-5006 to talk through the property.

Talk through a Bismarck lien or tax question

Share the property address and whatever you know about the notice, payoff, creditor, or tax account. You can start with what you have.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Mortgage balances, back taxes, and your share of current property taxes are separate from the closing costs we pay. The current amounts and payoff or release instructions are confirmed for the sale and shown in the settlement figures.

Which records help, and who checks them?

Bring the tax notice, creditor or lien letter, payoff statement, parcel information, mortgage statement, or court paper you have. A title company checks ownership and recorded claims for the transaction. The creditor or tax office provides the current balance and payoff instructions; the county recorder is the source for recorded deeds and mortgages. You can call before you have all of those records.

For a first conversation, the property address and the notice or document that prompted your question are enough to get started. The exact balance and any release requirements still need to be confirmed with the responsible office or creditor.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the address, what you know about the house, and which notice or payoff is concerning you. Call before you have every document or balance.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and put the offer and sale terms in writing before you decide. Read the price, responsibilities, payoff treatment, and closing terms so you can compare them with your other options.

  3. 3. The title company checks records and payoffs

    The title company reviews ownership and recorded claims for the transaction. Creditors and the appropriate tax office confirm current payoff amounts and payment or release instructions.

  4. 4. Review the settlement figures and close

    The closing figures show the sale price, payoffs, taxes, costs, and amount left after those items. Written offer and written terms before you commit; title-company closing.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Bismarck and Burleigh County records and offices

Bismarck is in Burleigh County. Use the office or notice that matches the question: property-tax information for a tax account, and the Recorder for documents recorded against land. A Bismarck address does not replace checking the parcel and the specific county record.

Burleigh County Recorder ↗

The Recorder is the county office for real-property document records, including deeds and mortgages. Use the county record when checking recorded documents; a recorded mortgage is not the same thing as a current payoff statement from the lender.

A tax account and mortgage foreclosure are different matters

A delinquent property-tax account is separate from a lender’s mortgage-foreclosure case. Check the current tax notice or court and sheriff papers for the status and date that apply to your property.

North Dakota has no real-estate transfer tax

North Dakota’s constitution bars state and local mortgage, sales, or transfer taxes on a real-property transfer. A deed still needs a statement on its face: the buyer or buyer’s agent certifies the full price paid or a statutory exemption, and the county recorder cannot record the deed without it. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Read Article X, Section 27 of the North Dakota Constitution →Read North Dakota’s deed-statement law →Burleigh County Recorder information →

Compare possible net proceeds

Use the editable Bismarck home-sale net proceeds calculator to compare your estimated sale price, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Bismarck home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Bismarck property liens and back taxes questions

Can I sell my Bismarck house with back taxes or liens?

Yes. Call us or use the form with the property address and whatever notice, payoff statement, or record you have. You can start before you have every balance or document; the current figures and instructions are checked as the sale moves forward.

Do I have to pay the lien or back taxes before closing?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The title company and the creditor or tax office confirm the current amount and payment instructions for the specific sale.

Who checks the payoff and recorded claims?

The title company checks ownership and recorded claims for the transaction. The creditor or tax office supplies the current payoff or account information and instructions; the Burleigh County Recorder is the county office for real-property records such as deeds and mortgages.

What if the payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Share the payoff statement or tax notice you have so the current figures can be reviewed.

Are a property-tax sale and a mortgage foreclosure the same process?

No. A delinquent property-tax account and a lender mortgage-foreclosure case are separate matters.

Does North Dakota charge a real-estate transfer tax?

No state, county, or city transfer tax is imposed on a North Dakota real-property transfer. A deed still needs the buyer’s or buyer’s agent’s statement of the full price paid or a statutory exemption before the county recorder can record it.

What should I have ready when I call?

Start with the Bismarck or Burleigh County property address and any tax notice, lien or creditor letter, payoff statement, parcel information, mortgage statement, or court paper you have. You can call before you have everything.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Bismarck or Burleigh County address and the notice or payoff information you have.

Call Now 888-274-5006