City of Bluefield City Clerk ↗
The City identifies the Clerk as custodian of City records and legal documents. The office is at 200 Rogers Street, Bluefield, WV 24701.
Bluefield, West Virginia · Mercer County
Can I Sell My Bluefield House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Bluefield and Mercer County, West Virginia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every notice or payoff detail.
Call 888-274-5006 or use the form below to ask about a cash offer.
Talk through your Bluefield lien or tax question
Share the property address and whatever you know about the lien, tax account, payoff, or notice. You can start with what you have.
We give written cash offers in 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks ownership and recorded claims for the sale. The creditor or tax office confirms its current payoff and release instructions, which are reflected in the closing figures. An assessment or old statement is not a current payoff amount.
Records can help, but you can call before you have everything
Start with the address. A parcel number, tax bill or delinquency notice, lien or court paper, deed, or payoff statement can help us understand the question. You do not need to gather every record before calling. If a notice gives a date, share it with us and confirm the current status with the office named on it.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the house and what you know
Start with the Bluefield address, the notice or payoff question, and the timing that matters to you. You can call before you have every document.
2. Review the house and written terms
We review the house as it stands and put the proposed offer and terms in writing before you decide whether to proceed.
3. Confirm title and payoff details
If you choose to proceed, the title company checks ownership and the recorded claims affecting the sale. The relevant creditor or tax office confirms current payoff and release instructions for its account.
4. Review the closing figures and close
Review the sale price, confirmed payoffs, taxes, and other settlement items in writing. The sale closes through a title company, and lien payoffs are handled from the sale at closing.
Bluefield and Mercer County records and tax offices
City records and City service-fee accounts are separate from Mercer County recording, assessment, and property-tax questions. Start with the office that handles the record or notice you have.
City of Bluefield Treasury ↗
Use the City Treasury route for questions about City service-fee accounts.
Mercer County Clerk ↗
The County Clerk records and preserves official documents. The office is at 1501 West Main Street, Suite 121, Princeton, WV 24740. The title company checks the records that affect a particular sale.
Mercer County Assessor's Office ↗
Use the Assessor for assessment and parcel-record questions. The office is at 1501 West Main Street, Suite 110, Princeton, WV 24740. An assessed value is not the current lien payoff or tax balance.
Mercer County Sheriff Tax Office ↗
The Tax Office handles county property-tax questions, including delinquent-tax collection. Use its official route for a tax bill or notice; the office confirms the current account information.
West Virginia tax sales and mortgage foreclosure are separate
West Virginia has a statutory tax-lien sale process for delinquent property taxes. It is separate from a lender's mortgage foreclosure. Follow the notice for the process it names and confirm its current status with the responsible office. For Mercer County property-tax questions, start with the Sheriff Tax Office; the Bluefield foreclosure page covers the separate mortgage process.
Read West Virginia Code Chapter 11A, Article 3 on tax-lien sales →
West Virginia real estate transfer excise taxes
West Virginia's excise tax is $1.10 for each $500 or fraction of value. An additional county excise tax starts at $0.55 per $500; the county commission may raise that additional tax to as much as $1.65 per $500. Taxable value includes liens the buyer takes over. The county clerk also collects a $20 Affordable Housing Fund fee before recording. State law generally assigns the excise tax to the seller unless the buyer accepts the deed without the tax paid. The additional county rate and sale figures are confirmed for the transaction.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate items in the settlement.
West Virginia Code § 11-22-2: rates and recording fee →·§ 11-22-1: taxable value and exclusions →
Compare possible net proceeds
Compare your own estimates for a Bluefield sale, payoff, and other costs with the home-sale net proceeds calculator. Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Bluefield property liens and back taxes questions
Can I sell my Bluefield house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is, including houses with back taxes or liens; current payoff details are checked for the sale.
Who checks the current lien or tax payoff?
The title company checks the property records, while the creditor or tax office confirms its current payoff and release instructions. An assessment or older bill is not a current payoff amount.
Do I need every record before I call?
No. Start with the property address and whatever you have, such as a tax bill, notice, lien or court paper, parcel number, or payoff statement. You can call before you have everything.
Are a West Virginia tax sale and mortgage foreclosure the same process?
No. West Virginia has a tax-lien sale process for delinquent property taxes; a lender mortgage foreclosure is separate. Follow the notice for the process it names and confirm its current status with the responsible office. The Bluefield foreclosure page covers the mortgage process.
What if the payoff is more than my Bluefield house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Talk through the property
Call 888-274-5006 or use the form above. Start with the Bluefield address and whatever tax or lien information you have.