Ada County Treasurer ↗
Contact the Treasurer about a property-tax bill, payment, or account question. The office is at 200 W Front St, Boise, ID 83702; call 208-287-6800.
Boise, Idaho · Ada County · Back taxes and liens
Can I Sell My Boise House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in Boise and Ada County, Idaho, for cash. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before you have every notice or payoff figure. Start with the property address and what you know; the title company checks ownership and recorded claims, while the lender, creditor, or county office named on a notice confirms its current amount and instructions.
Call 888-274-5006 to talk through the house.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what you know about the lien, tax notice, or payoff.
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How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items. The title company uses confirmed figures to show how the sale proceeds are applied; our closing-cost payment does not pay those balances or tax amounts.
A lien is a legal claim that can affect property title or the money due at closing. A payoff is the current amount and instructions the lender, creditor, or tax office provides to clear an obligation. An older bill or letter may not show the current payoff, so use the latest statement and have the responsible office confirm its figures.
Start with the records you have
The property address and parcel number help identify the right account. A tax bill or notice, lender statement, payoff letter, creditor or court case number, recorded document, and any sale notice can help. You do not need to assemble everything before calling. The title company checks ownership and recorded claims; the creditor or county office named on the notice confirms its current amount and instructions.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk through the house and the notice
Call or send the Boise address and whatever you know about the tax account, lien, payoff, or timing. Start with what you have; you do not need to resolve the balance before calling.
2. Review the house and written terms
We review the house as it stands and put the proposed offer and sale terms in writing before you decide whether to proceed. Written offer and written terms before you commit; title-company closing.
3. Check title and payoff details
If you choose to move ahead, the title company checks ownership and recorded claims for the property. The lender, creditor, or county office confirms current payoff amounts and instructions, and the closing team reviews the figures that apply to this sale.
4. Review the closing figures and close
The title company prepares the settlement figures, including the sale price, payoffs, property-tax allocation, recording charges, and other transaction items. You can review how the money is allocated before the title-company closing.
Boise and Ada County records and offices
Use the office that matches the question or document. A tax account, assessment record, and recorded property document answer different questions; the notice and parcel number help the office find the right record.
Ada County Recorder’s Office — Property Records ↗
Use the Recorder for recorded property-ownership documents and property-record search. The office is at 200 W Front Street, Room 1207, Boise, ID 83702; call 208-287-6840.
Ada County Assessor ↗
Use the Assessor for assessment and parcel-record questions. An assessment record is not a creditor payoff or current tax balance. The office is at 190 E Front Street, Suite 107, Boise, ID 83702; call 208-287-7200.
Ada County Clerk — Courts ↗
This is a local court and clerk contact route when a court paper points to Ada County; use the case information on the paper to ask about that matter. The Ada County Courthouse is at 200 W Front St, Boise, ID 83702; call 208-287-6900.
Idaho property-tax, tax-sale, and recording facts
Property-tax accounts and notices
Idaho counties mail property-tax bills in November. Payment is due December 20, or you can pay half by December 20 and the rest by June 20 of the following year. A county property-tax account or tax-sale notice is separate from a lender’s mortgage-foreclosure process. Contact the Ada County Treasurer about the tax account; for a tax-sale notice, follow the current notice and ask the office named on it about status.
Ada County Treasurer — property-tax account and payment questions →·Idaho State Tax Commission — property-tax payment dates →
Mortgage foreclosure has its own notices and deadlines. Keep those separate from a county tax matter; the Boise foreclosure page covers the lender process, not a county tax-sale status.
Deed recording, transfer tax, and closing costs
Recording a deed carries a county recording fee. Idaho has no state real estate transfer tax. Check the Ada County Recorder’s current instructions for the deed being recorded. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Ada County Recorder — property records →·Idaho Code §31-3205 — county recorder fees →·Idaho Code Title 63 — state taxation →
Compare possible net proceeds
Use the Boise home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Questions and contact
Call 888-274-5006 or use the form above. Start with the Boise address and whatever notice or payoff information you have.
Read the Boise seller resources, the Boise seller FAQs , or return to Boise home-selling options.
Questions about Boise property liens and back taxes
Can I sell my Boise house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in Boise and Ada County, Idaho. You can call or send the property address before you have every notice or payoff figure.
Who checks the lien and tax payoff amounts?
The title company checks ownership and recorded property claims. The lender, creditor, or county office named on a notice confirms its current amount and payoff or release instructions for the property.
What records should I have when I call?
Start with the property address. A parcel number, tax bill or notice, lender or creditor statement, case number, recorded document, or sale notice can help, but you can call before you have everything.
Is a property-tax notice the same as a mortgage-foreclosure notice?
No. A county property-tax account or tax-sale notice is separate from a lender mortgage-foreclosure process. Ask the Ada County Treasurer about a property-tax account, and follow the current notice and lender or trustee information for a mortgage foreclosure.
Does Idaho charge a real estate transfer tax?
Idaho has no state real estate transfer tax. Recording a deed carries a county recording fee. Idaho counties mail property-tax bills in November; payment is due December 20, or half by December 20 and the rest by June 20 of the following year.
What if the payoff is more than my Boise house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or tax office confirms the current amount, and the title company reviews the property-specific closing figures.
What happens after I contact you?
We talk through the property and the records you have, review the house as it stands, and put the proposed offer and terms in writing before you decide. If you choose to proceed, the title company checks ownership, recorded claims, and payoff information and handles the title-company closing.