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Boise, ID illustrative estimate

Boise home sale calculator: what you'd actually put in your pocket

The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.

The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.

Starting-value basis: Zillow typical home value for Boise, ID (As of September 2026): $500,215. Editable estimate, not an appraisal. Source: Zillow Home Value Index

See what you'd actually walk away with.

Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.

Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This is an estimate for local costs, not a verified local tax rate.

Selling a house in Idaho

Inherited house

Can you sell an inherited Idaho house before the estate is finished? Often, yes, once someone has the legal power to sign. Usually that is the personal representative, the person the court appoints to handle the estate (a will may call this person the executor). Their powers begin when they are appointed. Under Idaho's Uniform Probate Code, a personal representative has the same power over the estate's property that an owner would have, held in trust for creditors and heirs. Unless the will or a court order in a formal case limits it, they can sell estate land at a public or private sale without a separate court order. A buyer who deals with them in good faith is protected. Probate can be informal or formal. Informal probate starts with an application to the court's registrar and often needs no hearing. Formal probate is a court case, often used when someone questions whether the will is valid. Some estates can skip full probate. If the estate subject to probate is worth $100,000 or less after liens, a successor can collect personal property with a sworn statement 30 days after the death, provided no personal representative or summary-administration application is pending or granted. That process does not transfer the house. If a surviving spouse is the only one who inherits, the court can approve a summary process with no full administration; the spouse then takes on the estate's debts. If no one has authority yet, the title company or an estate attorney can confirm who must sign. If you need an estate attorney, we can help you find one.

Sources: Idaho Code §15-3-701, powers begin at appointment; §15-3-711, same power over title as an owner, in trust; §15-3-715, may sell land at public or private sale unless restricted; §15-3-714, protection for people dealing with a personal representative; §15-3-301, informal probate applications go to the registrar; §15-3-401, formal testacy proceedings; §15-3-1201, $100,000 personal-property affidavit; §15-3-1205, summary administration when a surviving spouse is the sole beneficiary; Idaho Court Assistance Office, Basic Estate Planning Q&A

Foreclosure

Can you still sell your Idaho house in foreclosure? Often, yes, if you close before the trustee's sale. If your home loan uses a deed of trust, the lender can foreclose without going to court. The process starts when a notice of default is recorded with the county and mailed to you. The trustee's sale can't happen until at least 120 days after the notice of sale is mailed to you. The notice must also be published once a week for four weeks, with the last one at least 30 days before the sale, and the trustee must try to serve an adult occupant and post the notice under Idaho Code §45-1506(5). Within 115 days after the notice of default is recorded, you can usually reinstate the loan by paying the overdue amount and allowed costs and fees. Principal that would not be due without the default is excluded; any amount already due still has to be paid (§45-1506(12)). If your lender is a regulated lender and the house is your main home with a homeowner's exemption, a loan-change request form comes with the notice of default. If the lender gets it back within 30 days, the sale can't happen until the lender answers. The trustee can postpone the sale if the lender asks, by announcing it at the sale. Each postponement can be no more than 30 days, but it can be repeated. For covered primary-home loans from a regulated lender, the trustee must mail at least 14 days' notice before holding a postponed sale (§45-1506(8)). After a trustee's sale, there is no right to buy the house back. If the lender forecloses in court instead, the owner can generally redeem within six months after the sale, or one year if the land is more than 20 acres. Idaho law also protects you if you sign a deal to sell during a trustee's-sale foreclosure. The contract must include a notice required by Idaho law, and you have five business days to cancel. No money or interest in the house can change hands until those five days pass. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Sources: Idaho Code §45-1503, deed of trust foreclosed by advertisement and sale, or in court at the lender's option; §45-1505, notice of default recorded and mailed; §45-1506, 120-day notice, publication, service, 30-day postponements, 115-day cure; §45-1506C, loan modification request delays the sale; §45-1508, no redemption after a trustee's sale; §11-402, six-month or one-year redemption after a court sale; §45-1602, required contract notice; §45-1603, five-business-day right to cancel

Tenants

Can you sell an Idaho rental house with tenants living there? Yes. A sale doesn't cancel the lease; the buyer takes the house subject to it and becomes the new landlord. Idaho law makes the new owner responsible for refunding security deposits paid during the tenancy. So it's smart to credit deposits to the buyer at closing and tell the tenant in writing who holds them now. When a tenancy ends, the landlord must refund the deposit, minus lawful deductions, within 21 days, or within up to 30 days if the lease says so. Deductions need a signed, itemized list, and normal wear and tear can't be deducted. To end a month-to-month tenancy, the landlord must give the tenant written notice at least one month ahead. A tenant who is leaving must also give at least one month's written notice. For residential leases, Idaho also requires at least 30 days' written notice before a rent increase or before not renewing a lease. A fixed-term lease and other legal protections may require a different approach. Have every lease and deposit record ready for closing.

Sources: Idaho Code §6-321, security deposits; new owner liable for refunds; §55-208, one month's written notice; §55-304, 30 days' notice of rent increase or nonrenewal; Idaho Court Assistance Office, Landlord and Tenant Rights (month-to-month notice under I.C. 55-208)

Idaho deed recording and closing costs

What fees apply when you sell an Idaho house? Recording the deed carries a county recording fee. Kootenai County, which includes Coeur d'Alene, and Latah County, which includes Moscow, charge $15 for a deed of up to 30 pages. Idaho has no state real estate transfer tax. Property taxes are separate: counties mail the bills in November, and payment is due December 20, or half by December 20 and the rest by June 20 of the next year. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.

Sources: Current Idaho Code Title 63, state taxation; Idaho Code §31-3205, recorder's fees; Kootenai County, Recording Documents; Latah County, Recording fees; Idaho State Tax Commission, property-tax payment dates

Code violations and sale requirements

Can you sell an Idaho house with code violations? Often, yes, but open orders and charges can affect the closing. Idaho cities can remove a nuisance and charge the responsible party for the work. They can also assess the cost against the property (§50-334). If the assessment is not paid within 30 days after the notice is mailed, the city can certify it to the county tax collector, where it is collected with city taxes (§50-1008). Send us any city notices or orders so the title company can check what remains open. When you sell to us, we're the buyer, so the repairs become our job.

Sources: Idaho Code §50-334, nuisance abatement and assessments; §50-1008, collection of unpaid city assessments

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