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How the Cash Home Sale Process Works

From first contact to cash in hand — here's exactly what happens at each step, who handles what, and how long it takes.

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The Short Version

You tell us about the property. We research it and send a written offer within 24 hours. If you accept, we open escrow with a local title company. Title does a search, prepares documents, and you close on a date you choose — typically 7-14 days after signing. You walk away with cash. No repairs, no cleanup, no agent commissions.

Step by Step

01

Tell Us About the Property

10-15 minutesYou → Us
  • Fill out the form on this site or call us directly.
  • We'll ask: the property address, approximate condition, any known issues, and your situation.
  • No inspection required at this stage — just a basic overview.
  • No obligation. No fee. Just a conversation.
02

We Research the Property

Same day or next dayUs
  • We pull public records: ownership history, tax status, comparable sales.
  • If we need to see the inside, we schedule a quick 20-30 minute walkthrough.
  • We calculate an offer based on after-repair value, minus estimated repair costs and our margin.
03

You Receive a Written Cash Offer

Within 24 hours of first contactUs → You
  • We send you a written offer with our price and terms.
  • We explain how we got to the number. Ask us to walk through the math — we will.
  • No pressure. Take time to review it with family or an attorney.
  • You can accept, counter, or decline. All three are fine.
04

Sign the Purchase Agreement

1-2 days after offer acceptanceYou + Us → Title Company
  • We send a standard PA purchase agreement.
  • You have time to review it. We recommend having an attorney look it over if you have any questions.
  • Once both parties sign, the title company opens escrow.
  • We put our earnest money deposit into escrow at this point.
05

Title Search & Due Diligence

3-7 daysTitle Company + Us
  • The title company searches public records to confirm you own the property free and clear (or notes any liens, judgments, or tax issues that will be resolved at closing).
  • We may do a brief walkthrough during this period to confirm the property condition matches what we were told.
  • Most title searches come back clean in 3-5 business days.
06

Pick Your Closing Date

Your choiceYou
  • Once due diligence is complete, we schedule a closing date.
  • You pick the date — as fast as 7 days or further out if you need time to move.
  • Closing takes place at the title company's office (or remotely in many cases).
07

Closing Day — Sign and Get Paid

30-60 minutes at the title officeYou + Title Company
  • You sign the deed and closing documents.
  • The title company pays off any existing mortgage, back taxes, or liens from the proceeds.
  • Remaining funds go to you by wire transfer (same day) or check.
  • Done. The property is no longer yours.

What You Don't Have to Do

Make any repairs or improvements
Clean out or remove belongings
Stage the property for showings
Host open houses or buyer walkthroughs
Negotiate with multiple buyers
Wait for a buyer's financing to clear
Pay agent commissions
Cover closing costs

Ready to Start?

Tell us about the property. Written offer in 24 hours. No obligation.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Common Questions About the Process

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