Boston, MA · Seller FAQ
Questions About Selling a House in Boston, MA
USA Home Buyers buys houses as-is in Boston and Suffolk County. These answers cover what you may keep, repairs, timing, closing costs, paperwork, and difficult selling situations.
Ask for a written cash offer. Call 888-274-5006 or use the form below.
Money and choices
Compare what you keep, not only the sale price
A sale price is not the amount left for you. Compare the written price with the payoff, liens, taxes, repairs, selling costs, and time attached to each path. Use the Boston calculator to change the assumptions and compare possible net proceeds. Jump to the Cash Offer and EZ Sale comparison.
Two ways to compare a sale to us
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Cash Offer and EZ Sale: compare the written terms
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare possible Boston net proceeds with editable assumptions →
Boston and Suffolk County seller questions
How does a cash sale work in Boston?
We give written cash offers in 24 hours. Share the Boston address and what you know about the condition, occupancy, and timing. You get a written offer and written terms before you commit, and we close through a title company.
Do I need to repair or clean out my Boston house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon can you close on a Boston house?
Close as fast as 7 days when title and closing details allow. We review title, payoff, occupancy, and seller authority to confirm the closing details.
Who pays the Massachusetts deeds excise and closing costs?
Massachusetts calls its transfer tax the deeds excise. For Boston, the standard rate is $2.28 for each $500 or fraction of $500, or $4.56 per $1,000, paid when the deed is recorded. When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. No agent commissions when you sell to us. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Can I sell my Boston house if foreclosure is underway?
A sale may still be possible if the loan can be paid off before the auction. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Most Massachusetts foreclosures use the mortgage's power of sale, without a judge deciding the case. For an eligible owner-occupied home with one to four units, the lender must send a right-to-cure notice and allow 90 days to cure before accelerating the loan; this right is available once in a five-year period. A loan-modification review can extend that to as long as 150 days for certain riskier loans. The auction notice is published once a week for three weeks, starting at least 21 days before the sale, and mailed at least 14 days before. The right to redeem ends at the sale. We can review the timing and paperwork with you; the title company or your attorney can confirm the current sale date and amount needed.
Do I need every document before I call?
No. You can call before you have everything figured out. Start with the address and what you know about the house, who is living there, and your timing. If a notice or court paper is involved, we can look at it with you.
Can I ask about a Boston house with a code notice?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Boston Inspectional Services handles questions about city notices; we can discuss buying the house as-is.
Start with a question
You can call before you have everything figured out
You do not need every paper or every answer first. Start with the Boston address and what you know about the house, who is living there, and the timing or notice you are working with.
Call 888-274-5006 or send the question through the form below.
Local help
Have a Boston code or inspection notice?
Boston Inspectional Services handles questions about city code and inspection notices. We buy Boston houses as-is, including homes with code issues; our Boston code-violations page covers the sale side.
Boston Inspectional Services Department →More detail
Boston seller questions and resources
Massachusetts closing and foreclosure sources
- Massachusetts deeds excise rate and exceptions →
- Who is subject to the deeds excise →
- Massachusetts mortgage foreclosure law →
- Land Court Servicemembers cases FAQ →
- Massachusetts right to cure a mortgage default →
- Foreclosure-avoidance review for certain loans →
- Foreclosure sale notice and public auction →
- Redemption after a power-of-sale foreclosure →
Still have a Boston sale question?
Call 888-274-5006 or share the address and the question you are trying to answer.
We give written cash offers in 24 hours.
Share the address, the question you have, and your timing.
Prices, timing and your selling options
Home prices in Boston
Homes in Boston, MA sold for a median of $840,600 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Boston, MA spent a median of 35 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
