Can I Sell My Boyne City House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Call with the property address and whatever tax notice, payoff statement, or record you have; you can start before you have every detail.

For a Boyne City tax bill, start with the City Clerk/Treasurer. The city's tax page directs unpaid taxes after February 28 to the Charlevoix County Treasurer, which provides delinquent-tax searches and tax-sale information. Ask the office about the current parcel account and notice.

The Charlevoix County Register of Deeds provides searches for recorded land documents. A court judgment is a court record, not a deed; follow the court named in the notice. If it names the 33rd Circuit Court, the county lists its Court Administrator at 231-547-7243. That contact is not a verified probate filing address or venue.

No. A county tax-sale question concerns unpaid property taxes and goes to the County Treasurer. A mortgage foreclosure is a separate lender process; use the lender or court notice and its current status. See the Boyne City foreclosure page for the mortgage-foreclosure questions.

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Bring the current payoff statement when you call so the figures can be discussed for the property.

For an ordinary taxable sale, the state real estate transfer tax is $3.75 for each $500 of value, or part of $500. The county tax is generally another 55 cents for each $500, or part; state and county exemptions are separate and the actual county, sale value, and exemption need to be checked. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

Start with the Boyne City property address and whatever you have: a parcel number, tax bill or delinquency notice, creditor or court notice, lien record, mortgage statement, or payoff letter. You can call before you have collected everything.

We discuss the property and the records you have, then provide a written offer and written terms before you commit. If you choose to proceed, a title company reviews the transaction, obtains or checks current payoff information with the responsible creditor or tax office, and prepares the closing figures.