What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Insurance money and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. No fees.
Brookings fire safety and permits
If officials have restricted entry, stay out until they say it is safe to return. For building-permit questions, visit City of Brookings Building Services & Permits.
The right permit office can depend on the property's address. Not sure? Call us — we'll sort it out with you.
City of Brookings Building Services & Permits →Compare rebuilding with selling as-is
Compare your written sale terms with the repair, cleanup, and debris-removal costs and time you expect if you rebuild. The Brookings calculator can help estimate possible sale proceeds.
Talk with us about the house
Tell us what happened and what you need next. Call 888-274-5006 or send the details in the form.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Questions about selling a fire-damaged house in Brookings
Can I sell a fire-damaged house in Brookings as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance money if you buy the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up or repair the house before selling?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Can I go inside after a fire?
If officials have restricted entry, stay out until they say it is safe to return.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company.