Burlington, Iowa · Des Moines County

Can I Sell My Burlington House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Burlington and Des Moines County, Iowa, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call about the property before you have every notice or payoff figure.

Call 888-274-5006 to talk through the property and ask for a cash offer.

Start with the Burlington property address

Share the address and what you know about the tax account, creditor, payoff, or notice. You can call before you have every record.

We give written cash offers in 24 hours.

Share the Burlington address and what you know about the notice or payoff.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A payoff is the current amount and instructions a creditor or tax office gives for an obligation. The responsible creditor or county office supplies the current amount and payoff instructions for its account. Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs and appear among the sale figures that apply to your property.

Records that help—and who checks them

Start with the property address. A parcel number, tax bill or notice, creditor letter, payoff statement, mortgage information, court paper, case number, or recorded deed can help, but you do not need to gather everything before calling. The creditor or Treasurer confirms current payoff or tax information.

The Recorder can help with recorded real-estate documents, and the Assessor can answer assessment and valuation questions.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Share the Burlington address, the notice or record you have, and any date that concerns you. Start with what you know; you do not have to resolve the payoff before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and give you the offer and terms in writing before you decide.

  3. 3. Check title and payoff details

    If you choose to proceed, the responsible creditor or tax office provides current payoff information for the closing figures.

  4. 4. Review settlement figures and close

    Review the closing figures for the sale price, payoffs, taxes, costs, and amount left after those items. The sale closes through a title company.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Burlington and Des Moines County records

Iowa tax-sale, mortgage-foreclosure, and transfer-tax facts

Mortgage foreclosure is separate

An Iowa mortgage foreclosure is generally a court case that may lead to a Sheriff sale. For the current mortgage payoff, contact the lender; for a court filing or case-access question, use the Des Moines County Clerk and the current case papers. Iowa Code chapter 654 covers mortgage foreclosure. Tax-sale notices and mortgage case dates are separate, so check the notice or case that applies to your property.

Iowa Judicial Branch — Des Moines County ↗ · Iowa Code chapter 654 — mortgage foreclosure ↗

Iowa real estate transfer tax

Iowa's real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. On a $100,000 sale, the taxable $99,500 is 199 units of $500, so the tax is $159.20. By law, the person conveying the property—normally the seller—is liable. Exemptions can apply, so the closing professional confirms whether the tax applies and the taxable amount. A declaration of value is filed when required, and the Recorder cannot record the deed until the tax is paid.

When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs.

Compare possible net proceeds

Use the Burlington home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Burlington home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Burlington property liens and back taxes questions

Can I sell my Burlington house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Burlington and Des Moines County, Iowa. You can call before you have every notice or payoff figure; the responsible office or creditor confirms its current information as the sale moves forward.

What should I have ready when I call?

Start with the Burlington property address. A parcel number, tax bill or notice, creditor letter, payoff statement, mortgage information, court paper, or recorded document can help, but you can call before you have everything.

Who checks the lien and tax balances?

The creditor or Des Moines County Treasurer confirms its current payoff or tax-account information. The Recorder handles recorded real-estate documents, and the Assessor handles assessment and valuation questions. The sale closes through a title company.

Is a Des Moines County tax sale the same as mortgage foreclosure?

No. A county property-tax sale and a mortgage-foreclosure court case are separate processes with different notices and deadlines. Use the current tax notice and Treasurer information for a tax matter; use the lender information and court case papers for a mortgage foreclosure.

What happens after I contact USA Home Buyers?

We talk through the property and the information you have, review the house as it stands, and give you written offer terms before you decide. If you choose to proceed, the responsible creditor or tax office confirms current payoff information, and the sale closes through a title company.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Burlington address and whatever tax or lien information you have.

Call Now 888-274-5006