What we take on
You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy it with the fire damage as it stands.
If officials have said the house is unsafe or restricted entry, stay out and follow their directions.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We discuss the damage and the house as it stands.
- We give you a written cash offer within 24 hours.
- You get a written offer and written terms before you commit, and we close through a title company.
When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Cabot repair and permit questions
Cabot Planning & Zoning can answer planning and permit questions. Call 501-843-4819 or visit 1 City Plaza, Suite A, Cabot, AR 72023.
See the City's residential permits page and commercial permits page for covered work, or contact Planning & Zoning with a question about repairs.
Compare rebuilding with selling as-is
Rebuilding can mean repair and debris costs, permits for the work, and ongoing costs while you keep the house. Compare those with the written terms for an as-is sale.
The home-sale net-proceeds calculator lets you compare a possible listing with what you might keep after costs using your own planning assumptions. It is an estimate, not a property-specific offer.
Questions about selling a fire-damaged Cabot house
Can I sell a fire-damaged house in Cabot, Arkansas?
Yes. USA Home Buyers buys fire-damaged houses as-is in Cabot and Lonoke County, Arkansas — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul away debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I tell you about the fire damage?
We discuss the damage and the house as it stands. You get a written offer and written terms before you commit, and we close through a title company.
Who can answer Cabot repair and permit questions?
Cabot Planning & Zoning can answer planning and permit questions. The City has residential and commercial permit information for covered work.
How can I compare repairs with selling the house as-is?
Rebuilding can mean repair and debris costs, permits for the work, and ongoing costs while you keep the house. Compare those with the written terms for an as-is sale. The home-sale net-proceeds calculator compares a possible listing with estimated proceeds using your planning assumptions; it is not a property-specific offer.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
What our sellers say
Talk with us about the house
Call 888-274-5006 or use the form to tell us about a fire-damaged house in Cabot.
We give written cash offers in 24 hours.
Share the address and what you know about the house.