Cabot, AR / Foreclosure
Can I Sell My Cabot House in Foreclosure?
If your mortgage foreclosure sale is coming up, call us with the date and we can look at the notice with you while we work toward a sale before it. A judicial foreclosure may leave you with a right to redeem after the sale unless that right was validly waived.
USA Home Buyers buys houses in Cabot, Arkansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006; we answer 24/7.
Call 888-274-5006How we help with a Cabot foreclosure sale
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage payoff and share of current property taxes are separate from the closing costs.
We work with the title company on title and payoff details as we move toward closing.
Mortgage foreclosure and tax sale have separate deadlines
In Arkansas, a mortgage foreclosure can be a nonjudicial sale under the Statutory Foreclosure Act or a court case. Before a nonjudicial sale, the trustee or lender must record a notice of default, provide and publish required notices, and wait through the statutory minimum notice period. A judicial foreclosure may leave you with a right to redeem after the sale unless that right was validly waived. We can look at the notice and court papers with you to sort out which process you are facing.
A sale for unpaid property taxes has a separate process and deadline. A mortgage-sale postponement won't change a tax-sale date. If both dates are involved, call us — we'll sort it out with you.
Read the Arkansas Code and Constitution for the state statutes governing nonjudicial foreclosure and judicial-sale redemption.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We work with the title company to review the lender payoff and any other liens against the written sale terms.
What happens next
- Call us or send the Cabot property address. We can look at the notice and talk through the sale date with you.
- We review the house and give you a written offer and written terms before you commit.
- If you choose to sell, we work with the title company on title, lender payoff, and lien details.
- If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local offices for court and tax questions
For a foreclosure filed in Lonoke County, the Circuit Clerk is a local court-record contact. The County Collector handles property-tax payments, and the Assessor's Cabot office handles assessment questions. Not sure which office fits your property? Call us — we'll sort it out with you.
- Arkansas Judiciary Circuit Clerk directory
Contact information for the Lonoke County Circuit Clerk, a local court-record contact for court-filed cases.
- Lonoke County Collector tax portal
County property-tax payment and collector contact information.
Phone: 501-676-6344
- Lonoke County Assessor's Cabot office
1604 S. Pine St., Suite E, Cabot, AR 72023 — assessment contact and the county's linked real-estate search.
Phone: 501-424-4242
Compare possible sale proceeds
Compare possible sale proceeds with the Cabot calculator.
Estimate possible sale proceeds with the Cabot calculator →Cabot AR foreclosure questions
Is a mortgage foreclosure the same as a property-tax sale?
No. They have separate processes and deadlines. Asking to postpone a mortgage foreclosure sale won't change a tax-sale date. If both dates are involved, call us — we'll sort it out with you.
What if the payoff is more than my Cabot house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We work with the title company to review the lender payoff and any other liens against the written sale terms.
What happens after I contact USA Home Buyers?
We review the house as-is and give you a written offer and written terms before you commit. If you choose to sell to us, we work with a title company on title and payoff details as we move toward closing. Close as fast as 7 days when title and closing details allow.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Talk through the foreclosure notice
Call 888-274-5006 — we answer 24/7 — or send the Cabot property address. Not sure which date matters? Call us — we'll sort it out with you.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.