Cabot, Arkansas · Lonoke County

Can I Sell My Cabot House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Cabot, Arkansas, including houses with back taxes or liens. You can call about a cash offer before you have every balance or record.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 to talk about the property or ask for a cash offer, or use the form below.

Talk through your Cabot tax or lien question

Share the property address and any tax bill, lien notice, payoff statement, or other record you have. You can start with what you know.

We give written cash offers in 24 hours.

Share the address and what you know about the tax or lien question.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or tax office supplies current payoff information. The title company checks ownership and recorded claims, then works with the responsible office or lienholder on the payoff and release information used for closing. Your mortgage, back taxes, and share of current property taxes are separate from the closing costs we pay.

Start with the records you have

A property address is enough to start. A parcel number, recent tax bill, lien or court notice, lender or creditor contact, payoff statement, and any notice with a date can help us understand the question. You do not have to gather every record before you call.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house and the notice

    Tell us the Cabot address, what you know about the tax or lien, and any date on a notice that concerns you. You can call with the information you have.

  2. 2. Review the written terms

    We discuss the house as it stands and the information you have. You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Confirm title and payoff information

    The title company checks ownership and recorded claims for the sale. The creditor or tax office provides current payoff and release information, and the closing team uses those details to prepare the settlement figures.

  4. 4. Review the closing figures and close

    The closing statement shows the sale price, payoffs, taxes, and other listed costs. The title company handles closing, and you can review the figures before signing.

Cabot and Lonoke County offices and tax facts

Cabot’s City Hall reference address is in Lonoke County. The county offices below can help with local tax and court-record questions; the title company checks the actual property’s location and records for a sale.

Property-tax notices and mortgage foreclosure are separate

A property-tax account or tax-sale notice is separate from a lender’s mortgage- foreclosure notice. The Lonoke County Collector is a contact for property-tax account and payment questions. For sale status or dates, check the contact named on the tax notice; for a mortgage-foreclosure notice, check the lender, servicer, or court named there.

Lonoke County Collector

Use the County’s tax portal for property-tax payment and contact information. It lists William Ryker at P.O. Box 192, Lonoke, AR 72086; phone 501-676-6344. Contact the Collector about the current property-tax account and payment instructions.

Lonoke County Circuit Clerk

For a court-record question, the Arkansas Judiciary directory lists Deborah Oglesby, P.O. Box 870, Lonoke, AR 72086; phone 501-676-2316. Use the court and case information on your notice for a specific court question. The directory is not deed-recording instructions.

Arkansas Real Property Transfer Tax

Arkansas applies the Real Property Transfer Tax to a deed or other writing conveying real estate. The rate is $3.30 per $1,000 of actual consideration for a transaction exceeding $100. The settlement agent confirms the instrument, consideration, any exemption, and local charges for the sale.

When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax.

That closing-cost payment does not cover your mortgage, liens, back taxes, or share of current property taxes; those are separate settlement items.

Read the Arkansas Department of Finance and Administration’s transfer-tax guidance →

Compare possible net proceeds

Use your own sale-price, payoff, repair, and closing-cost estimates to compare possible net proceeds. The creditor or tax office and title company confirm the actual payoff and settlement figures for a sale.

Open the Cabot home-sale net proceeds calculator →

Cabot property liens and back-tax questions

Can I sell my Cabot house with back taxes or liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Cabot, Arkansas, including houses with back taxes or liens. You can call before you have every bill or payoff record.

Who checks the current payoff amount?

The creditor or tax office provides current payoff information. The title company checks ownership and recorded claims for the sale and works with the responsible office or lienholder on payoff and release information. The Assessor handles assessment and parcel questions, not a current tax payoff.

What records can help when I call?

Start with the property address and whatever you have: a parcel number, tax bill, lien or court notice, creditor contact, payoff statement, or notice with a date. You can call before you have everything.

Are a tax-sale notice and a mortgage-foreclosure notice the same?

No. A property-tax account or tax-sale notice is separate from a lender’s mortgage-foreclosure notice. The Lonoke County Collector is a contact for property-tax account and payment questions; check a tax-sale notice with the office named on it. For a mortgage-foreclosure notice, use the lender, servicer, or court contact shown on that notice to check its current status and dates.

Read our Google reviews

Talk through the property

Call 888-274-5006 or use the form above. Start with the Cabot address and the tax or lien information you have.

Call Now 888-274-5006