What would I keep after selling my Carbondale house?
Your net is what remains after the written sale price and the costs and amounts owed for your house. Compare the price with any mortgage payoff, liens, back taxes, your share of current property taxes, and the costs of repairs, commissions, concessions, or carrying the house. Those amounts can change what you keep, so compare written numbers rather than only the headline price.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer is a direct purchase by USA Home Buyers, 30 days or less, at a lower price. EZ Sale goes to one of our partners, 60 days or less, at a higher price than the Cash Offer. Both have no repairs, no commissions, and no closing costs.
Can I sell my Carbondale house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How quickly will I get a written cash offer, and is that the closing date?
We'll give you a written cash offer within 24 hours. That is the offer timing, not a closing date. Written offer and written terms before you commit; title-company closing.
Who pays Illinois transfer taxes and closing costs?
For a taxable transfer, Illinois charges 50 cents for each $500 of taxable value, or part of $500. A county can add 25 cents for each $500, and some cities impose their own transfer taxes. Exemptions, taxable value, and the property’s actual county and city affect which local taxes apply. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
Can I sell my Illinois house while it is in foreclosure?
You may still have time if a sale can close and pay the required debt before the applicable deadline. Illinois mortgage foreclosures go through court, and the normal redemption deadline is before the foreclosure auction. The deadline and payoff depend on the court case; paying only missed installments and paying the full foreclosure amount are different options. Signing a purchase agreement does not automatically postpone the auction or extend the redemption deadline. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Contact us promptly with the court papers and sale date so we can work out whether a sale can close in time.
Can I call before I have all the paperwork?
Yes. Start with the property address, what you know about its condition, who lives there, and the timing you have in mind. A notice or deadline paper can help frame the question, but you can call before you have every detail figured out.