Missouri Cash Home Buyers
We Buy Houses in St. Louis, Missouri — Cash Offers, No Transfer Tax, Close Fast
TL;DR
USA Home Buyers purchases houses in St. Louis City, MO — Dutchtown, South City, Benton Park, Shaw, Tower Grove, The Hill, Soulard, North St. Louis, and all City neighborhoods. Written cash offer in 24 hours. Close in 7–14 days. Missouri has no state or local transfer tax. According to Redfin (March 2026), St. Louis City's median sale price is $250,000. St. Louis City is an independent city — separate from St. Louis County. Call 888-274-5006.
We buy houses in St. Louis City in any condition — brick Federals, bungalows, two-flats, rentals, estates. No repairs, no agent fees, no transfer tax.
📞 Call 888-274-5006 — We Answer 24/7BBB Accredited · 15+ Years Experience · Hundreds of Homes Purchased
Get Your St. Louis City Cash Offer
Written offer in 24 hours. Close in 7 days. No transfer tax.
How It Works
Tell Us About Your Property
Fill out the 2-minute form with your property address and situation.
Receive Your Cash Offer in 24 Hours
We review your property and send a written cash offer — no obligation.
Choose Your Closing Date
Pick any date that works for you — as fast as 7 days from offer acceptance.
St. Louis City Real Estate Market — What Sellers Need to Know
⚠️ St. Louis City ≠ St. Louis County
St. Louis City is an independent city in Missouri — it is NOT part of St. Louis County. They are completely separate jurisdictions with different governments, courts, recorders, and tax rates. All content on this page applies to St. Louis City only. The City Circuit Court (22nd Judicial Circuit, 10 N. Tucker Blvd.) is the City court. The County Probate Court (21st Judicial Circuit, 7900 Carondelet Ave., Clayton) serves St. Louis County — a different jurisdiction entirely.
According to Redfin (March 2026), St. Louis City's median sale price is $250,000 with 31 days on market, a sale-to-list ratio of 98.5%, and a Compete Score of 73. Missouri has no state real estate transfer tax and St. Louis City imposes no local deed transfer tax — a meaningful seller advantage compared to neighboring Illinois or Pennsylvania.
Missouri primarily uses non-judicial (power of sale) foreclosure via deed of trust under RSMo § 443.310. The trustee publishes notice in a local newspaper for three consecutive weeks and can conduct the sale without court involvement — typical timeline 60–90 days from notice. Probate for St. Louis City properties goes through the 22nd Circuit Court (City court), not the County court in Clayton.
Market data last updated: March 2026
| Metric | St. Louis City | Source |
|---|---|---|
| Median sale price | $250,000 | Redfin city (Mar 2026) |
| Median days on market | 31 days | Redfin city (Mar 2026) |
| Sale-to-list ratio | 98.5% | Redfin city (Mar 2026) |
| Compete Score | 73 / 100 (Very Competitive) | Redfin (Mar 2026) |
| Missouri transfer tax | $0 — Missouri has no state or local real estate transfer tax | Missouri law / deedclaim.com |
| Foreclosure type | Non-judicial (deed of trust) — RSMo § 443.310; ~60–90 days from notice | Missouri Revised Statutes |
| Probate court (City) | St. Louis City Circuit Court (22nd Judicial Circuit) — 10 N. Tucker Blvd., St. Louis MO 63101; (314) 622-4498 | Missouri Courts |
| Attorney-closing required? | No — Missouri title companies handle most residential closings | — |
| Jurisdiction | St. Louis City — independent city, NOT St. Louis County | — |
We Buy Houses in St. Louis City in Any Situation
Inherited or Estate Property →
Sell an inherited St. Louis City home through the 22nd Circuit Court
Going Through Divorce →
One offer, one closing, clean split
Facing Foreclosure →
Missouri non-judicial foreclosure — sell before the trustee sale
Probate Sale →
St. Louis City 22nd Circuit Court — city probate, not County
Tenant-Occupied Property →
We buy with tenants in place
Code Violations →
Open violations? We buy anyway
Fire Damage →
Fire or smoke damage? We purchase as-is
What St. Louis City Homeowners Are Saying
"I owned a South City two-flat in Dutchtown — brick, 1920s, needed everything. USA Home Buyers made a written offer in 24 hours. No inspection contingencies, no repair demands. We closed in 10 days. The no-transfer-tax math was a nice bonus."
"My mother owned a Benton Park row house since 1965. After she passed, the 22nd Circuit Court handled the estate. USA Home Buyers worked with our attorney around the probate calendar and bought the brick home as-is. Closed within two weeks of authorization."
"I was behind on payments and the non-judicial foreclosure clock was moving. Missouri's deed of trust process moves fast — about 60 days from notice to sale. USA Home Buyers closed in 8 days. I protected my equity."
"Divorce, court order to sell. My ex-spouse and I agreed on the cash offer because it removed all the variables. USA Home Buyers closed in 12 days. Clean."
Cash Sale vs. Listing With an Agent in St. Louis City
| USA Home Buyers (Cash) | Traditional Agent | |
|---|---|---|
| Offer timeline | 24 hours | 14–60 days to receive an offer |
| Closing timeline | 7–14 days | 45–60+ days |
| Repairs required | None — we buy as-is | Usually required ($5K–$30K+) |
| Agent commissions | $0 | 5–6% (~$12,500–$15,000 on $250K) |
| MO transfer tax | $0 — Missouri has no transfer tax | $0 — Missouri has no transfer tax |
| Sale certainty | Guaranteed — written contract | 15–20% of listings fall through |
| Average net proceeds | 70–82% of FMV | 84–90% after all costs |
Offer timeline
USA Home Buyers (Cash)
24 hours
Traditional Agent
14–60 days to receive an offer
Closing timeline
USA Home Buyers (Cash)
7–14 days
Traditional Agent
45–60+ days
Repairs required
USA Home Buyers (Cash)
None — we buy as-is
Traditional Agent
Usually required ($5K–$30K+)
Agent commissions
USA Home Buyers (Cash)
$0
Traditional Agent
5–6% (~$12,500–$15,000 on $250K)
MO transfer tax
USA Home Buyers (Cash)
$0 — Missouri has no transfer tax
Traditional Agent
$0 — Missouri has no transfer tax
Sale certainty
USA Home Buyers (Cash)
Guaranteed — written contract
Traditional Agent
15–20% of listings fall through
Average net proceeds
USA Home Buyers (Cash)
70–82% of FMV
Traditional Agent
84–90% after all costs
On a $250,000 St. Louis City median-sale home, a 5–6% agent commission runs $12,500–$15,000. Missouri's $0 transfer tax is a genuine advantage — no transfer tax at any level. Average homes sell for about 2% below list with a 31-day DOM. A direct cash sale eliminates commissions, repair costs, and carrying costs entirely (Redfin, Mar 2026).
St. Louis City Neighborhoods We Buy In
We purchase homes throughout St. Louis City neighborhoods:
All neighborhoods listed are within St. Louis City limits — an independent city jurisdiction separate from St. Louis County. City government: City Hall, 1200 Market Street, St. Louis MO 63103.
FAQs — Selling a House in St. Louis City MO
St. Louis MO mini-site
Seller resources for St. Louis City homeowners
Stay in the St. Louis MO section for local market data, situation pages, seller guides, and articles before you decide whether a cash offer or listing makes more sense.
Ready to Get Your St. Louis City Cash Offer?
No obligation. No fees. No transfer tax. Written offer in 24 hours.