Inherited
You stop paying for a house and get a fair price.
Missouri cash home buyers
Sell Your House Fast in St. Louis, MO — Cash Offer in 24 Hours
We buy houses as-is in St. Louis City, Missouri, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
St. Louis City is separate from St. Louis County; the offices and market figures below cover the City.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Call 888-274-5006 to talk through the property.
Hablamos Español
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Redfin September 2026 and Zillow September 2026 market data
- Redfin median sale price
- $249,881
- Year over year
- +1.99%
- Median days on market
- 23 median days on market
- Homes sold
- 1,268 homes sold
- Zillow ZHVI
- $181,157 ZHVI
Sources: Zillow’s Home Value Index and Redfin’s recent-sale data for St. Louis, MO. Zillow data covers September 2026; Redfin data covers September 2026.
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Estimate what you could keep from a St. Louis sale
See what you'd actually walk away with. We started with Zillow's typical home value for St. Louis, $181,157 as of September 2026. Source: Zillow Home Value Index. Pick your home's condition, from light touch-ups to fire damage, and change any number.
St. Louis, MO illustrative estimate
St. Louis home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Saint Louis, MO (As of September 2026): $181,157. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This is an estimate for local costs, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Selling a St. Louis house in a difficult situation
Foreclosure
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the St. Louis calculator →
Questions about the two options? Call 888-274-5006.
St. Louis City market snapshot
Redfin sale data and Zillow's typical-home-value index measure different things; neither is an offer for a particular house.
Median sale price
$249,881
+1.99% year over year
Redfin · St. Louis, MO · Three months ending September 2026
Homes sold
1,268 homes
Redfin · St. Louis, MO · Three months ending September 2026
Median days on market
23 days
Redfin · St. Louis, MO · Three months ending September 2026
Typical home value
$181,157
-0.23% year over year
Zillow · Saint Louis, MO · As of September 2026
Missouri selling costs: transfer tax and deed recording
Missouri has no real-estate transfer tax. State law sets deed recording charges at $5 for the first page and $3 for each additional page, plus per-document fees. For example, the page-based charge for a two-page deed is $8, before per-document fees and any other settlement items. The title company or closing professional confirms the exact recording charges.
When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
What St. Louis sellers should know
The 2024 American Community Survey 1-year estimates counted 98,061 of St. Louis City's 174,694 housing units as built in 1939 or earlier. If the home is in a historic district, the City's Cultural Resources Office works with property owners and offers help planning rehabilitation projects. If you're weighing repairs against selling as-is, you can ask the office about its planning help or tell us about the property as it stands.
Census Reporter: 2024 ACS 1-year housing age, table B25034 · City of St. Louis Cultural Resources Office
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
St. Louis is a market we serve.
About USA Home Buyers
Experience and reach
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
Your offer and closing
We give written cash offers in 24 hours.
You get a written offer and written terms before you commit, and we close through a title company.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Read our Google reviews
Useful St. Louis City offices
St. Louis City Recorder of Deeds
Deeds and other recorded property instruments for City parcels.
St. Louis City Sheriff — Land Tax Sale
City land-tax-sale information. Check the parcel and current sale details with the Sheriff.
22nd Judicial Circuit Probate Court
Probate cases and estate records for St. Louis City.
Cultural Resources Office
Historic-district questions and help planning rehabilitation projects.
Questions about selling a house in St. Louis City
Do you buy houses as-is in St. Louis City?
Yes. We buy houses as-is in St. Louis City, Missouri, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
What transfer tax and deed recording fees apply in Missouri?
Missouri has no real-estate transfer tax. State law sets deed recording charges at $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Can I sell a fire-damaged house and keep the insurance proceeds?
You keep your insurance proceeds when we buy the house exactly as it stands. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What affects the written offer for my St. Louis house?
The written offer depends on the house’s condition, repairs, title, occupancy, access, and timing. The market figures and calculator below are context for comparing options, not a property-specific offer or appraisal.
Which neighborhoods are part of St. Louis City?
Examples include Dutchtown, Shaw, Benton Park, The Hill, and Baden.
A message from our team
A short overview for St. Louis City homeowners considering a direct as-is cash sale.
Read video transcript
Need to sell your house fast in St. Louis, Missouri? USA Home Buyers purchases homes as-is for cash throughout St. Louis City — Dutchtown, South City, Soulard, Benton Park, Shaw, Tower Grove, The Hill, Cherokee Street, North St. Louis, and surrounding City neighborhoods. No agent commissions when you sell to us. Clear written terms. No repairs. St. Louis City is independent from St.
Louis County, and all transactions go through City offices. Missouri has no transfer tax, which can be a real advantage at closing. Missouri uses non-judicial foreclosure; once the trustee's sale notice is published, the sale can happen in 60–90 days. A cash sale before that can help preserve your equity.
We provide a written cash offer in 24 hours. If the offer works for you, close as fast as 7 days when title and closing details allow. Call USA Home Buyers at 888-274-5006.
Tell us about your St. Louis house
Share the address, condition, who lives there, and what you need to know. Call 888-274-5006.
Hablamos Español
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Redfin September 2026 and Zillow September 2026 market data
- Redfin median sale price
- $249,881
- Year over year
- +1.99%
- Median days on market
- 23 median days on market
- Homes sold
- 1,268 homes sold
- Zillow ZHVI
- $181,157 ZHVI
Sources: Zillow’s Home Value Index and Redfin’s recent-sale data for St. Louis, MO. Zillow data covers September 2026; Redfin data covers September 2026.
Hablamos Español
Nearby places and St. Louis seller resources
Nearby communities include University City, Maplewood, Clayton, and Webster Groves. Browse the St. Louis City neighborhood guide for city neighborhoods.
St. Louis market reportSt. Louis seller resourcesSt. Louis seller FAQSt. Louis probate sale informationSt. Louis seller guideSt. Louis seller articleHow the sale process worksSt. Louis seller reviewsAbout USA Home Buyers in St. Louis