Do I need to repair or clean the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
St. Louis City, Missouri · About USA Home Buyers
About USA Home Buyers in St. Louis, MO
We buy houses in St. Louis City, Missouri. St. Louis City is an independent city, separate from St. Louis County.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We give written cash offers in 24 hours.
Share the St. Louis City property address and tell us what matters about the house.
Who we are and how we buy houses
USA Home Buyers buys houses as-is in St. Louis City, Missouri. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give you a clear written offer and terms before you commit. If you choose to sell to us, the closing takes place through a title company.
We buy houses nationwide, including in St. Louis City.
Experience
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your offer and closing
1. Tell us about the house
Share the address and the details you want us to consider. You can use the form or call us.
2. Review the written offer
We'll give you a written cash offer within 24 hours.
3. Decide whether to continue
We give you a clear written offer and terms before you commit. If you choose to sell to us, the closing takes place through a title company. You can review the written terms up front, then decide whether to continue.
Settlement and closing costs
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. We review title, payoff, occupancy, and seller authority as part of getting ready to close. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs. This does not include your mortgage, liens, back taxes, or your share of current property taxes.
For a Cash Offer, USA Home Buyers buys directly. No agent commissions when you sell to us. No fees.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the St. Louis City calculator →
Questions about the two options? Call 888-274-5006.
With a Cash Offer, USA Home Buyers buys directly, with no listing-agent showings.
St. Louis tools and local resources
St. Louis City, MO Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Questions and contact
What do I receive before deciding?
We'll give you a written cash offer within 24 hours. We give you a clear written offer and terms before you commit. If you choose to sell to us, the closing takes place through a title company.
Who pays closing costs?
When you sell to us, we pay the closing costs. This does not include your mortgage, liens, back taxes, or your share of current property taxes.
Can I sign if I am outside St. Louis?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Want to talk about a St. Louis City house? Call 888-274-5006.
We give written cash offers in 24 hours.
Share the St. Louis City property address and the situation you are working through.
Redfin September 2026 and Zillow September 2026 market data
- Redfin median sale price
- $249,881
- Year over year
- +1.99%
- Median days on market
- 23 median days on market
- Homes sold
- 1,268 homes sold
- Zillow ZHVI
- $181,157 ZHVI
Sources: Zillow’s Home Value Index and Redfin’s recent-sale data for St. Louis, MO. Zillow data covers September 2026; Redfin data covers September 2026.