Questions About Selling a House in St. Louis City, MO

Your take-home amount depends on the written sale price and the property’s mortgage payoff, liens, back taxes, and current property-tax share. For a listing, also account for repairs, agent commissions, cleanout, and carrying costs. Compare the numbers that apply to your property, not just the sale price.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. The Cash Offer term is 30 days or less; EZ Sale is 60 days or less. Close as fast as 7 days when title and closing details allow.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. Missouri's constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. Recording fees still apply: a deed costs $5 for its first page and $3 for each additional page, plus other per-document fees set by state law. The title company confirms the exact recording charges. This does not pay your mortgage, liens, back taxes, or share of current property taxes.

A sale may still be possible if the loan can be paid off before the trustee's sale. With a deed of trust that gives the lender a power of sale, the lender can foreclose through a trustee's sale without a court case. Missouri requires at least 20 days' notice, published in a newspaper and mailed by certified or registered mail to the owner of record. If the lender or someone acting for it buys at the sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent to redeem at the sale or within ten days before it, then file a court-approved bond within 20 days after the sale. We review title, payoff, occupancy, and who has authority to sell, and we close through a title company. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Generally, the personal representative appointed by the probate court can sign for estate property. Being a relative or heir alone does not give someone signing authority. We review title, payoff, occupancy, and who has the right to sell; the title company handles closing. The court appointment and any power to sell in the will can matter.

Yes. You can call with the property address, the situation, and the question in front of you. You do not need every document gathered before the first conversation.