Can I sell my Casper house before foreclosure?

How we help you work toward closing

We review the house as it is and give you written offer terms before you commit. If you want to move forward, we work with the title company on the payoff information and closing steps. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

The agreement gives us a basis to ask for a postponement while we work toward closing; it does not change the notice or statutory deadline by itself. Keep checking the current sale date with the lender or the official listed on your notice.

Which sale is involved?

The Wyoming steps below apply to a lender’s mortgage foreclosure under a power of sale. A mortgage with that power can be foreclosed by advertisement without a lawsuit. A county property-tax sale is a different process: a tax notice and its deadline are not the mortgage-sale schedule described here. Follow the instructions on the notice that names the debt and issuing office; confirm a property-tax matter with the county office handling that notice.

Before a Wyoming mortgage sale

The written notice of intent is mailed to the owner and any different occupant at least 10 days before newspaper publication starts. The sale notice is published once a week for four consecutive weeks, and a copy is sent by certified mail before publication starts. The sheriff, a deputy, or the lender may conduct the sale. Read the notice for your property and confirm the current date and payoff with the lender, title company, or an attorney.

After the mortgage sale

Redemption means paying the purchase price plus statutory interest and certain costs to reclaim the property. The owner of nonagricultural property generally has three months to redeem and generally keeps possession during that period. Agricultural property can have a 12-month redemption period. Ask a title company or Wyoming attorney to confirm the deadline and amount for your property.

Sources: Wyoming mortgage-foreclosure notice, sale, and postponement statutes (W.S. 34-4-103, 34-4-104, 34-4-108, and 34-4-109) · Wyoming redemption and possession statutes (W.S. 1-18-103 and 1-18-104)

What happens next

1. Tell us the Casper property address, what notice you received, and the date shown on it.
2. We review the house as-is and provide written offer terms before you commit.
3. If you choose to proceed, the title company works through the current mortgage payoff, liens, and title requirements with the people involved.
4. The sale closes through a title company when the written terms, payoff, title, and applicable timing allow it.

When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate items; the title company’s closing figures show how they are treated.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Compare possible sale proceeds

Use the Casper home sale net proceeds calculator → to compare estimates. It cannot determine your property’s payoff, sale deadline, or final proceeds.