We buy houses as-is in Chambersburg and Franklin County.
Chambersburg borough, Pennsylvania · Franklin County
Yes. You can contact us before a lien is cleared. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
A title company is the closing company that checks ownership and recorded claims. Start with the property address and the notice, payoff statement, or county record you have.
Call 888-274-5006 to talk through the property.
Share the property address and what you know about the tax or lien notice.
We start with the house and the documents you have: a delinquent-tax notice, lien notice, creditor contact, parcel record, payoff statement, or closing question. A lien is a legal claim that can affect the property or money due at closing; a payoff is the current amount and instructions a creditor or tax office provides to satisfy an obligation.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call or use the form while the responsible office, lienholder, and title company confirm the current figures and documents for the property.
Keep the current tax or lien notice with your parcel information and the named creditor contact. Use the payoff, title, and tax-sale guidance below to decide who to call next.
We can set it up so you don't prepay anything — it comes out at closing.
Bring the notice, parcel information, and payoff details you have. We can discuss the property before every record question is answered, then you can review the proposed sale and settlement documents.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Bring the current payoff statement or tax notice when you call so the right people can review the amount and release instructions.
Contact comes first. These steps show how the property conversation, written terms, title review, payoff checks, and settlement fit together; they are not a list of conditions before you call.
Tell us the Chambersburg address, parcel number if you have it, the notice or document, the tax office or lienholder named, the amount you have seen, and the timing that concerns you. Start with what you know; you do not have to solve the payoff before calling.
We discuss the house as it stands and the records you have. Written offer and written terms before you commit; title-company closing. Read the proposed price, responsibilities, payoff treatment, and closing terms before deciding whether the comparison fits your situation.
The title company reviews ownership and recorded claims for the specific transaction. The creditor or Tax Claim office provides current payoff or release information, and the closing professionals address signing authority, taxes, and other items that affect settlement.
The settlement statement is the closing paper listing the sale price, payoffs, taxes, transfer taxes, fees, and amount left after those items. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Use the office that matches the document or notice. Assessment, delinquent-tax collection, civil judgments, recorded deeds and mortgages, and execution sales are separate functions.
Tax Claim collects delinquent county, school, and municipal real-estate taxes. Call for the current amount owed and tax-sale status; current-year bills go to the appropriate tax collector.
717-261-3884 · taxclaim@franklincountypa.gov
Administration Building, 272 North Second Street, Chambersburg, PA 17201
Tax Assessment values land and improvements, provides property record cards, and prepares tax bills. Use this office for valuation and parcel-record questions, not a delinquent-tax payoff.
717-261-3801 · taxservices@franklincountypa.gov
Administration Building, 272 North Second Street, Chambersburg, PA 17201
The Prothonotary is the civil filing office, including judgments and liens. Contact it for a civil case or judgment/lien-record question.
717-261-3858
Judicial Center, 14 North Main Street, Chambersburg, PA 17201
Register & Recorder records deeds and mortgages and provides county land records. Land records can be searched through the linked Landex service or in the office.
717-261-3872
Administration Building, 272 North Second Street, Chambersburg, PA 17201
The Sheriff conducts real-estate execution sales. Its sales information directs real-estate auctions to Bid4Assets and publishes the schedule and current listings.
Check the real-estate sales list rather than the personal-property levy list.
717-261-3877 · sheriff@franklincountypa.gov
Judicial Center, 14 North Main Street, Chambersburg, PA 17201
The notice and current property records determine which path applies. These facts help you take the next step with the right office and closing professional.
A payoff is the current amount and instructions a creditor or tax office provides to satisfy an obligation. An assessment is a valuation and property-record function. Ask Tax Claim or the named creditor for current payoff information, and ask the title company how the payoff or release documents fit the property’s closing.
Register & Recorder records deeds and mortgages, while the Prothonotary handles civil filings for judgments and liens. Those records help identify what to investigate. The title company reviews ownership, recorded claims, current payoff or release instructions, and the documents needed for the specific settlement.
The county says a property with two years of delinquent real-estate taxes can enter the upset-sale process, and the county distinguishes that upset sale, which remains subject to liens, from a later judicial-sale procedure. Use the current Tax Claim notice for the property’s amount, status, and date.
Mortgage foreclosure assistance is separate from Franklin County delinquent-tax collection. If you received an Act 91 notice, promptly use the counselor list in that notice or the current PHFA locator. PHFA HEMAP is mortgage-assistance lending with eligibility and timing rules; PHFA lists 717-780-3940 and 800-342-2397 for help finding a counselor.
Pennsylvania Revenue describes a 1% Commonwealth realty-transfer tax on taxable transfers, with transaction-specific exclusions and grantor/grantee liability. Local tax, exemptions, recording charges, and settlement allocation depend on the actual transaction and municipality. Ask the title or closing professional to show the applicable figures in the written settlement statement.
Read Pennsylvania Revenue's realty-transfer-tax information →
These providers are separate from us. Use the one that matches the question you need answered.
Franklin County Legal Services provides free civil legal services to low-income individuals. Apply through its site or call 717-262-2326.
336 Lincoln Way East, Suite B, Chambersburg, PA 17201. The county’s civil-legal-help referral also points sellers to this provider.
If a mortgage notice is part of the problem, use the notice’s counselor list or PHFA’s locator promptly. PHFA lists 717-780-3940 and 800-342-2397 for assistance finding a counselor. Program eligibility and timing rules apply to the mortgage-assistance program.
Use the Chambersburg home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, carrying costs, and closing-cost assumptions. It is a planning tool; the settlement statement uses the property’s actual documents and current figures.
Yes. Call or use the form with the Chambersburg property address and the notice or payoff information you have. Franklin County Tax Claim, the lienholder, and the title company handle the current amounts and documents for the specific property.
The Franklin County Tax Claim office collects delinquent county, school, and municipal real-estate taxes. Call it with the parcel address and current notice to ask what is owed and whether a tax-sale process applies.
Tax Assessment values land and improvements and provides property record cards. Tax Claim handles delinquent real-estate tax collection and tax-sale questions. Use the office that matches the question instead of treating an assessment record as a payoff amount.
Franklin County civil judgments and liens are handled through the Prothonotary. Deeds and mortgages are recorded through Register & Recorder. Bring those records to the title company and ask the responsible creditor or office for current payoff or release instructions.
An upset sale is Franklin County’s tax-sale process for property with delinquent real-estate taxes. Bring the current Tax Claim notice when you ask about the property’s status and date; the tax-sale section above explains the two-year trigger, continuing liens, and separate judicial-sale process.
Bring the current payoff statement or tax notice when you call. The lienholder or tax office and the title company confirm the amount, priority, release instructions, and settlement treatment for that property.
The title company reviews ownership and recorded claims for the specific transaction, coordinates the documents needed for closing, and works from current payoff or release information. A public record search by itself is not a payoff or a marketable-title determination.
Start with the property address, parcel number if you have it, the tax or lien notice, creditor or case number, payoff statement, mortgage information, and any sale notice. Start with what you know; you can ask about the property before every record question is answered.
Call 888-274-5006 or share the property address and the tax or lien details you have. The situation starts at Back taxes / Liens, and you can edit it before submitting.
Share the address and what you know about the tax or lien notice.
Prices, timing and your selling options
Homes in Chambersburg, PA sold for a median of $239,900 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Chambersburg, PA spent a median of 13 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.