Sell without cleanup, repairs, or hauling debris
You do not have to clean the house, repair fire damage, or haul debris before selling to us. Tell us what you already know about the damage and access; do not go inside to gather details if the property is unsafe or entry is restricted.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us about the damage and any limits on safe access.
- We give written cash offers in 24 hours.
- We provide written offer and written terms before you commit; closing is through a title company.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Local safety, repair, and permit questions
If officials or utilities have restricted entry, follow their directions. Do not enter an unsafe or restricted structure; ask the official responsible for the property when access is allowed.
For a property within the City of Chatsworth, contact the city's Building & Zoning office. The building-inspector contact is (706) 422-3041; zoning and code questions go to (706) 422-3011. See the City Building & Zoning page and Planning and Zoning page for the city's official routing.
Murray County says its Building Inspection Department handles permits and inspections for unincorporated Murray County and the City of Eton, not the City of Chatsworth. The county contact is (706) 517-1400, ext. 1231; see Murray County Building Inspections. Confirm the property's jurisdiction before relying on a permit or inspection route.
Compare rebuilding with selling
For a rebuild comparison, consider a written repair scope, safety and permit steps for the property, time and carrying costs, and instructions from your insurer and mortgage servicer. Set those beside the written sale terms and what you could net from a listing; an insurance estimate is not a sale price or a repair scope.
The home-sale calculator can help compare estimated net proceeds using editable sale assumptions. It is not a rebuilding estimate, so consider repair costs separately.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare sale options with the Chatsworth home-sale net proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions About Selling a Fire-Damaged Chatsworth House
Can I sell a fire-damaged house in Chatsworth as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I go inside the house after a fire?
Do not enter an unsafe or restricted structure. Follow directions from the fire department, building official, utilities, and other responsible officials for that property; ask before returning if you are unsure.
Which local office handles fire-damage permits and inspections?
For a property within the City of Chatsworth, contact the City Building & Zoning office. Murray County says its Building Inspection Department handles unincorporated Murray County and the City of Eton; confirm which jurisdiction applies to the property.
What happens after I ask about an offer?
Tell us what happened and what you know about the damage and safe access. We give written cash offers in 24 hours. You receive written offer and written terms before you commit; closing is through a title company.
Talk with us about the Chatsworth house
Call USA Home Buyers at 888-274-5006 or send the property details using the form.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the property's condition and access.
We'll give you a written cash offer within 24 hours.