Can I Sell My Chatsworth House Before Foreclosure?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
USA Home Buyers buys houses in Chatsworth and Murray County, Georgia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 — We Answer 24/7How we help you work toward closing
You get a written offer and written terms before you commit, and we close through a title company. We work with the title company on title, payoff, and closing details.
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Mortgage foreclosure and property-tax sale are different
A mortgage foreclosure is tied to the home loan. For a Georgia power-of-sale foreclosure, the sale is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before the sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period. These are mortgage-sale rules, not a schedule for a property-tax sale.
A Murray County property-tax sale is separate and has its own notice and deadline. The mortgage first-Tuesday schedule does not apply to a tax sale. If the notice is about property taxes, see the county's tax-sale information below.
Read the Georgia law for O.C.G.A. § 44-14-162 and O.C.G.A. § 44-14-162.2.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We work with the title company to review the payoff and the other amounts to be handled at closing.
What happens next
- Call or send the Chatsworth property address and tell us about the foreclosure notice or sale date if you have it.
- We review the house and give you a written cash offer and written terms before you commit.
- If you choose to proceed, we work with the title company on title, the mortgage payoff, liens, back taxes, and closing details.
- If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
Murray County property-tax sale information
If your notice concerns Murray County property taxes, the Tax Commissioner handles tax-account searches, payments, and tax-sale information. Call (706) 695-3423 or use the county's Tags / Taxes page. Tax-sale notices have their own deadlines, so use the date on your notice.
Questions and contact
Call USA Home Buyers at 888-274-5006 or use the form. We buy houses as-is in Chatsworth and Murray County, Georgia.
Estimate possible sale proceeds with the Chatsworth calculator → It is a planning tool, not a property-specific offer or payoff figure.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Foreclosure questions from Chatsworth homeowners
Can I sell my Chatsworth house before a Georgia mortgage foreclosure sale?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
How do I confirm whether a Georgia foreclosure sale has been postponed?
Ask your lender to confirm any postponement before you rely on it. A discussion or unsigned agreement is not enough.
When is a Georgia power-of-sale foreclosure held?
A Georgia power-of-sale foreclosure is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before the sale.
Is a mortgage foreclosure the same as a Murray County tax sale?
No. A mortgage foreclosure is tied to the home loan. A Murray County property-tax sale is separate and has its own notice and deadline; the first-Tuesday schedule is for mortgage foreclosures, not tax sales. See the county tax-sale information below.
What if the mortgage payoff is more than my Chatsworth house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We'll review the payoff and other amounts with the title company as we work toward closing.
Do I have a right to redeem my house after a Georgia foreclosure sale?
A completed, valid Georgia power-of-sale foreclosure has no post-sale redemption period.
What happens after I contact USA Home Buyers?
We review the house and give you a written offer and written terms before you commit. If you choose to proceed, we work with a title company on title, payoff, and closing details. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Ask about selling before a foreclosure sale
Call 888-274-5006 or send the Chatsworth property address and the notice or sale date you have.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.