Questions About Selling a House in Chattanooga, TN

Compare what remains after the sale price, property costs, and payoffs that apply to your house. Net proceeds are more useful than a headline price by itself; change the calculator assumptions to fit the situation you are comparing.

More detail: Use the Chattanooga home-sale net proceeds calculator

No. You don't fix anything — not one thing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

More detail: Read about code notices and repair questions · Read about a fire-damaged house

We give written cash offers in 24 hours.

More detail: See how the Chattanooga sale process works

Yes. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, and terms before deciding what works for you.

More detail: Review the sale process

When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Tennessee charges the tax when the deed is recorded; the rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater, and the law places it on the buyer. Your mortgage, liens, back taxes and share of current property taxes are separate.

More detail: Tennessee Department of Revenue: recordation taxes · Read about property liens and tax balances

Often, yes, if you close before the foreclosure sale. Many Tennessee home loans use a deed of trust. When it includes a power of sale, the trustee can sell the house at a public auction without a court case. Under the usual notice rules in effect since July 1, 2025, the sale notice must run at least two times in a newspaper published in the county. The first newspaper notice must be at least 20 days before the sale. The notice must also be posted online by a third-party internet posting company for at least 20 days in a row. The trustee must mail you a copy of the notice by registered or certified mail by the date of the first newspaper notice. Unless the loan papers forbid it, the sale can be postponed one or more times without a new newspaper notice. The sale must still happen within one year of the original date. Each new date must be announced at the scheduled sale. It must also be posted online, unless the delay is less than five days. If the sale is pushed back more than 30 days, the new date, time and place must be mailed to you at least 10 days before the sale. For a sale under a deed of trust or mortgage without a court judgment, Tennessee law gives a two-year right to redeem unless the deed of trust or mortgage expressly waives it. A court-ordered sale has different rules. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

More detail: Read more about foreclosure and sale deadlines · Tennessee law on newspaper and online sale notices · Tennessee Secretary of State list of posting companies

You can ask about the house before the notice is resolved. A city order or charge may still need attention, and selling the house does not make a property lien disappear. Keep the notice so the city and title company can check what remains open for the property.

More detail: Read about Chattanooga code notices

Yes. You can call before you have everything figured out. Start with the property address, what you know about its condition, who lives there, and your timing. A notice or other paper can help answer the next question, but you can start with what you know.

More detail: Read about inherited property and estate questions · Read about tenant-occupied property